ITDI vs IVV
iShares LifePath Target Date 2065 ETF vs iShares Core S&P 500 ETF
Which is better, ITDI or IVV?
Target Date against Large Cap Blend.
IVV has a lower expense ratio. ITDI led over 1Y and 3Y, IVV over the full window. The two have moved almost in lockstep, correlation 0.95.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | ITDI | IVV |
|---|---|---|
| Expense Ratio | 0.12% | 0.03%Best |
| AUM | $29M | $876.4B |
| Dividend Yield | 1.42% | 1.06% |
| Holdings | 8 | 508 |
| YTD Return | +14.49%Best | +14.14% |
| 1Y Return | +18.62%Best | +17.30% |
| 3Y Return (annualized) | +23.37%Best | +23.04% |
| 5Y Return (annualized) | - | +13.63% |
| Volatility (annualized) | 11.4%Best | 12.3% |
| Max Drawdown | -16.3%Best | -18.8% |
| $10,000 over 2.9 years | $18,387 | $18,739Best |
| Top 10 Weight | - | 37.8% |
| Fund Family | iShares by BlackRock (US) | iShares by BlackRock (US) |
| Category | Allocation/Balanced | Equity |
| Style | Target Date | Large Cap Blend |
| Inception | Oct 17, 2023 | May 15, 2000 |
Volatility and max drawdown, and the $10,000 over 2.9 years row, are measured over the window both funds cover: Oct 19, 2023 to Sep 22, 2026 (2.9 years).
ITDI vs IVV growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.9 years both funds cover.
ITDI vs IVV Performance
iShares LifePath Target Date 2065 ETF (ITDI) is an ETF from iShares by BlackRock (US) and iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US). Over the past year ITDI returned +18.62% while IVV returned +17.30%. Year to date, ITDI is up 14.49% versus a gain of 14.14% for IVV.
Over three years, ITDI compounded at +23.37% per year against +23.04% for IVV.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 12.3% compared with 11.4% for ITDI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -16.3% for ITDI and -18.8% for IVV. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.95. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
ITDI charges 0.12% per year while IVV charges 0.03%. On a $10,000 position that is $12 vs $3 annually, a gap of $9 per year that compounds over a long holding period. On income, ITDI currently yields 1.42% against 1.06% for IVV.
Holdings Overlap
0.1% of ITDI's money is in holdings IVV also owns. 0.1% of IVV's money is in holdings ITDI also owns.
We cannot see either book well enough to say how much of this pair is duplicated.
1 positions in common, counted across the 7 positions we hold weights for in ITDI and 490 in IVV, against full books of 8 and 508.
What only one of them owns
Our book lists 481 positions for IVV that do not appear in our book for ITDI (98.5% of the fund), and 6 for ITDI that do not appear in IVV (99.9%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in ITDI | Weight in IVV | Difference |
|---|---|---|---|
| XTSLABlackrock Cash Funds: Treasury, Sl Agency Shares | 0.15% | 0.15% | 0.00% |
You are not choosing between two funds in isolation.
Whichever of ITDI and IVV you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, ITDI or IVV?
ITDI has an expense ratio of 0.12% while IVV charges 0.03%. IVV is the cheaper option, by $9 a year on a $10,000 investment.
Which performed better, ITDI or IVV?
Over the past year ITDI returned +18.62% vs +17.30% for IVV, so ITDI leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, ITDI or IVV?
IVV has been the more volatile fund at 12.3% annualized versus 11.4% for ITDI. Worst drawdown: ITDI -16.3% vs IVV -18.8%.
Should I hold both ITDI and IVV?
ITDI and IVV have a monthly-return correlation of 0.95, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.
Which pays a higher dividend, ITDI or IVV?
ITDI yields 1.42% while IVV yields 1.06%, so ITDI currently pays the higher dividend yield.
Is IVV better than ITDI?
IVV has a lower expense ratio. ITDI led over 1Y and 3Y, IVV over the full window. The two have moved almost in lockstep, correlation 0.95. Which one suits a particular account depends on what it is for. This is information, not a recommendation.