ITDI vs QQQ
iShares LifePath Target Date 2065 ETF vs Invesco QQQ Trust, Series 1
Quick Verdict
ITDI has a lower expense ratio. QQQ delivered stronger 1-year returns. QQQ offers more diversification with 108 holdings.
Side-by-Side Comparison
| Metric | ITDI | QQQ | Winner |
|---|---|---|---|
| Expense Ratio | 0.12% | 0.18% | |
| AUM | $29M | $496.3B | |
| Dividend Yield | 1.46% | 0.44% | |
| Holdings | 8 | 108 | |
| YTD Return | +13.51% | +16.23% | |
| 1Y Return | +22.74% | +26.23% | |
| 3Y Return (annualized) | - | +25.75% | |
| 5Y Return (annualized) | - | +14.78% | |
| Volatility (annualized) | 11.5% | 30.6% | |
| Max Drawdown | -16.3% | -83.0% | |
| Fund Family | iShares by BlackRock (US) | Invesco (US) | |
| Category | Allocation/Balanced | Equity | |
| Inception | Oct 17, 2023 | Mar 10, 1999 |
ITDI vs QQQ Performance
iShares LifePath Target Date 2065 ETF (ITDI) is a ETF from iShares by BlackRock (US) and Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US). Over the past year ITDI returned +22.74% while QQQ returned +26.23%. Year to date, ITDI is up 13.51% versus a gain of 16.23% for QQQ.
Risk: Volatility and Drawdowns
QQQ has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 11.5% for ITDI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -16.3% for ITDI and -83.0% for QQQ. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.85. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
ITDI charges 0.12% per year while QQQ charges 0.18%. On a $10,000 position that is $12 vs $18 annually, a gap of $6 per year that compounds over a long holding period. On income, ITDI currently yields 1.46% against 0.44% for QQQ.
Holdings Overlap
ITDI and QQQ share 0 holdings out of 109 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, ITDI or QQQ?
ITDI has an expense ratio of 0.12% while QQQ charges 0.18%. ITDI is the cheaper option. On a $10,000 investment, that is $6 per year of difference.
Which performed better, ITDI or QQQ?
Over the past year ITDI returned +22.74% vs +26.23% for QQQ, so QQQ leads on 1-year performance. Over the longest common window we track (3 years), ITDI annualized +23.82% vs +13.02% for QQQ. Past performance does not guarantee future results.
Which is riskier, ITDI or QQQ?
QQQ has been the more volatile fund at 30.6% annualized versus 11.5% for ITDI. Worst drawdown: ITDI -16.3% vs QQQ -83.0%.
Should I hold both ITDI and QQQ?
ITDI and QQQ have a monthly-return correlation of 0.85, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between ITDI and QQQ?
ITDI and QQQ share 0 common holdings with a 0.0% weight overlap. Combined, they hold 109 unique securities.
Which pays a higher dividend, ITDI or QQQ?
ITDI yields 1.46% while QQQ yields 0.44%, so ITDI currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.