ITDJ vs VXUS
iShares LifePath Target Date 2070 ETF vs Vanguard Total International Stock ETF
Which is better, ITDJ or VXUS?
Target Date against Large Cap Blend.
VXUS has a lower expense ratio. VXUS led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | ITDJ | VXUS |
|---|---|---|
| Expense Ratio | 0.12% | 0.05%Best |
| AUM | $16M | $158.1B |
| Dividend Yield | 1.22% | 2.51% |
| Holdings | 8 | 8,747 |
| YTD Return | +11.57% | +12.21%Best |
| 1Y Return | +16.63% | +19.22%Best |
| 3Y Return (annualized) | - | +19.10% |
| 5Y Return (annualized) | - | +8.63% |
| Volatility (annualized) | 11.8%Best | 11.9% |
| Max Drawdown | -16.6% | -13.6%Best |
| $10,000 over 1.8 years | $13,374 | $14,765Best |
| Fund Family | iShares by BlackRock (US) | Vanguard (US) |
| Category | Allocation/Balanced | Equity |
| Style | Target Date | Large Cap Blend |
| Inception | Nov 12, 2024 | Jan 26, 2011 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 1.8 years row, are measured over the window both funds cover: Nov 13, 2024 to Sep 16, 2026 (1.8 years).
ITDJ vs VXUS growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.8 years both funds cover.
ITDJ vs VXUS Performance
iShares LifePath Target Date 2070 ETF (ITDJ) is an ETF from iShares by BlackRock (US) and Vanguard Total International Stock ETF (VXUS) is an ETF from Vanguard (US). Over the past year ITDJ returned +16.63% while VXUS returned +19.22%. Year to date, ITDJ is up 11.57% versus a gain of 12.21% for VXUS.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VXUS has been the more volatile fund, with annualized monthly volatility of 11.9% compared with 11.8% for ITDJ. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -16.6% for ITDJ and -13.6% for VXUS. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.89. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
ITDJ charges 0.12% per year while VXUS charges 0.05%. On a $10,000 position that is $12 vs $5 annually, a gap of $7 per year that compounds over a long holding period. On income, ITDJ currently yields 1.22% against 2.51% for VXUS.
Holdings Overlap
We hold position weights for 7 holdings in ITDJ and 8,082 in VXUS, totalling 100.0% and 88.8% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 7 positions we hold weights for in ITDJ and 8,082 in VXUS, against full books of 8 and 8,747.
You are not choosing between two funds in isolation.
Whichever of ITDJ and VXUS you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, ITDJ or VXUS?
ITDJ has an expense ratio of 0.12% while VXUS charges 0.05%. VXUS is the cheaper option, by $7 a year on a $10,000 investment.
Which performed better, ITDJ or VXUS?
Over the past year ITDJ returned +16.63% vs +19.22% for VXUS, so VXUS leads on 1-year performance. Over the longest common window we track (2 years), ITDJ annualized +17.53% vs +24.17% for VXUS. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, ITDJ or VXUS?
VXUS has been the more volatile fund at 11.9% annualized versus 11.8% for ITDJ. Worst drawdown: ITDJ -16.6% vs VXUS -13.6%.
Should I hold both ITDJ and VXUS?
ITDJ and VXUS have a monthly-return correlation of 0.89, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, ITDJ or VXUS?
ITDJ yields 1.22% while VXUS yields 2.51%, so VXUS currently pays the higher dividend yield.
Is VXUS better than ITDJ?
VXUS has a lower expense ratio. VXUS led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.