IVOL vs SPY

IVOL vs SPY

Which is better, IVOL or SPY?

Inflation Protection against Large Cap Blend.

SPY has a lower expense ratio. SPY led over 1Y, 3Y, 5Y and the full window.

Lower Fees: SPYHigher Returns: SPY

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricIVOLSPY
Expense Ratio0.98%0.09%Best
AUM$275M$814.4B
Dividend Yield4.19%1.01%
Holdings12505
YTD Return-8.41%+13.34%Best
1Y Return-11.44%+19.97%Best
3Y Return (annualized)-2.63%+21.20%Best
5Y Return (annualized)-6.11%+12.81%Best
Volatility (annualized)8.8%Best16.4%
Max Drawdown-31.2%Best-34.1%
$10,000 over 5 years$7,296$18,270Best
Fund FamilyQuadratic Capital Management LLCState Street Investment Management
CategoryFixed IncomeEquity
StyleInflation ProtectionLarge Cap Blend
InceptionMay 13, 2019Jan 22, 1993

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown are measured over the window both funds cover: May 14, 2019 to Sep 4, 2026 (7.3 years).

IVOL vs SPY growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 7.3 years both funds cover.

IVOL vs SPY Performance

Quadratic Interest Rate Volatility and Inflation Hedge ETF (IVOL) is an ETF from Quadratic Capital Management LLC and State Street SPDR S&P 500 ETF Trust (SPY) is an ETF from State Street Investment Management. Over the past year IVOL returned -11.44% while SPY returned +19.97%. Year to date, IVOL is down 8.41% versus a gain of 13.34% for SPY.

Over three years, IVOL compounded at -2.63% per year against +21.20% for SPY; over five years the annualized figures are -6.11% and +12.81% respectively. Across the full 7-year window we track, SPY has the edge at +15.83% annualized vs -2.43%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

SPY has been the more volatile fund, with annualized monthly volatility of 16.4% compared with 8.8% for IVOL. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -31.2% for IVOL and -34.1% for SPY. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.07. They move largely independently of each other.

Fees and Cost Over Time

IVOL charges 0.98% per year while SPY charges 0.09%. On a $10,000 position that is $98 vs $9 annually, a gap of $89 per year that compounds over a long holding period. On income, IVOL currently yields 4.19% against 1.01% for SPY.

Holdings Overlap

We hold position weights for 1 holding in IVOL and 504 in SPY, totalling 75.6% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

0 positions in common, counted across the 1 positions we hold weights for in IVOL and 504 in SPY, against full books of 12 and 505.

You are not choosing between two funds in isolation.

Whichever of IVOL and SPY you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

IVOLSPY

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, IVOL or SPY?

IVOL has an expense ratio of 0.98% while SPY charges 0.09%. SPY is the cheaper option, by $89 a year on a $10,000 investment.

Which performed better, IVOL or SPY?

Over the past year IVOL returned -11.44% vs +19.97% for SPY, so SPY leads on 1-year performance. Over the longest common window we track (7 years), IVOL annualized -2.43% vs +15.83% for SPY. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, IVOL or SPY?

SPY has been the more volatile fund at 16.4% annualized versus 8.8% for IVOL. Worst drawdown: IVOL -31.2% vs SPY -34.1%.

Should I hold both IVOL and SPY?

IVOL and SPY have a monthly-return correlation of 0.07, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, IVOL or SPY?

IVOL yields 4.19% while SPY yields 1.01%, so IVOL currently pays the higher dividend yield.

Is SPY better than IVOL?

SPY has a lower expense ratio. SPY led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.