IVSX vs SCHD
Applied Finance IVS International SMID ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. IVSX offers more diversification with 249 holdings.
Side-by-Side Comparison
| Metric | IVSX | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.75% | 0.06% | |
| AUM | $5M | $112.2B | |
| Dividend Yield | 0.00% | 3.13% | |
| Holdings | 249 | 103 | |
| YTD Return | +3.09% | +27.89% | |
| 1Y Return | - | +29.93% | |
| 3Y Return (annualized) | - | +16.13% | |
| 5Y Return (annualized) | - | +10.00% | |
| Volatility (annualized) | - | 13.6% | |
| Max Drawdown | -12.0% | -33.4% | |
| Fund Family | Applied Finance Funds | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Feb 19, 2026 | Oct 20, 2011 |
IVSX vs SCHD Performance
Applied Finance IVS International SMID ETF (IVSX) is a ETF from Applied Finance Funds and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Year to date, IVSX is up 3.09% versus a gain of 27.89% for SCHD.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -12.0% for IVSX and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
IVSX charges 0.75% per year while SCHD charges 0.06%. On a $10,000 position that is $75 vs $6 annually, a gap of $69 per year that compounds over a long holding period. On income, IVSX currently yields 0.00% against 3.13% for SCHD.
Holdings Overlap
IVSX and SCHD share 0 holdings out of 349 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, IVSX or SCHD?
IVSX has an expense ratio of 0.75% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $69 per year of difference.
What is the holdings overlap between IVSX and SCHD?
IVSX and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 349 unique securities.
Which pays a higher dividend, IVSX or SCHD?
IVSX yields 0.00% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.
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