IVV vs JCTR
iShares Core S&P 500 ETF vs JPMorgan Carbon Transition US Equity ETF
Which is better, IVV or JCTR?
Nearly the same fund. IVV costs less.
IVV has a lower expense ratio. IVV led over 1Y and the full window. The two have moved almost in lockstep, correlation 1.00.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IVV | JCTR |
|---|---|---|
| Expense Ratio | 0.03%Best | 0.15% |
| AUM | $876.4B | $7M |
| Dividend Yield | 1.06% | 0.94% |
| Holdings | 508 | 405 |
| Volatility (annualized) | 15.4%Best | 15.5% |
| Max Drawdown | -24.5%Best | -24.8% |
| $10,000 over 4.8 years | $19,510Best | $19,380 |
| Fund Family | iShares by BlackRock (US) | J.P. Morgan Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | May 15, 2000 | Dec 9, 2020 |
Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized), Top 10 Weight.
The two price series end 349 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. IVV has data through Sep 17, 2026 and JCTR through Oct 3, 2025.
Volatility and max drawdown, and the $10,000 over 4.8 years row, are measured over the window both funds cover: Dec 10, 2020 to Oct 3, 2025 (4.8 years).
Risk: Volatility and Drawdowns
JCTR has been the more volatile fund, with annualized monthly volatility of 15.5% compared with 15.4% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -24.5% for IVV and -24.8% for JCTR. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 1.00. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
IVV charges 0.03% per year while JCTR charges 0.15%. On a $10,000 position that is $3 vs $15 annually, a gap of $12 per year that compounds over a long holding period. On income, IVV currently yields 1.06% against 0.94% for JCTR.
You are not choosing between two funds in isolation.
Whichever of IVV and JCTR you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IVV or JCTR?
IVV has an expense ratio of 0.03% while JCTR charges 0.15%. IVV is the cheaper option, by $12 a year on a $10,000 investment.
Which is riskier, IVV or JCTR?
JCTR has been the more volatile fund at 15.5% annualized versus 15.4% for IVV. Worst drawdown: IVV -24.5% vs JCTR -24.8%.
Should I hold both IVV and JCTR?
IVV and JCTR have a monthly-return correlation of 1.00, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.
Which pays a higher dividend, IVV or JCTR?
IVV yields 1.06% while JCTR yields 0.94%, so IVV currently pays the higher dividend yield.
Is JCTR better than IVV?
IVV has a lower expense ratio. IVV led over 1Y and the full window. The two have moved almost in lockstep, correlation 1.00. Which one suits a particular account depends on what it is for. This is information, not a recommendation.