JCTR vs VYM

Quick Verdict

VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 558 holdings.

Lower Fees: VYMHigher Returns: VYMMore Diversified: VYM

Side-by-Side Comparison

MetricJCTRVYMWinner
Expense Ratio0.15%0.04%
AUM$7M$79.0B
Dividend Yield0.94%2.86%
Holdings405568
YTD Return+13.48%+15.80%
1Y Return+17.99%+26.12%
3Y Return (annualized)+22.23%+18.25%
5Y Return (annualized)-+12.51%
Volatility (annualized)15.5%14.6%
Max Drawdown-24.8%-58.8%
Fund FamilyJ.P. Morgan Asset ManagementVanguard (US)
CategoryEquityEquity
InceptionDec 9, 2020Nov 10, 2006

JCTR vs VYM Performance

JPMorgan Carbon Transition US Equity ETF (JCTR) is a ETF from J.P. Morgan Asset Management and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year JCTR returned +17.99% while VYM returned +26.12%. Year to date, JCTR is up 13.48% versus a gain of 15.80% for VYM.

Over three years, JCTR compounded at +22.23% per year against +18.25% for VYM. Across the full 5-year window we track, JCTR has the edge at +14.78% annualized vs +7.07%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

JCTR has been the more volatile fund, with annualized monthly volatility of 15.5% compared with 14.6% for VYM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -24.8% for JCTR and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.83. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

JCTR charges 0.15% per year while VYM charges 0.04%. On a $10,000 position that is $15 vs $4 annually, a gap of $11 per year that compounds over a long holding period. On income, JCTR currently yields 0.94% against 2.86% for VYM.

Frequently Asked Questions

Which is cheaper, JCTR or VYM?

JCTR has an expense ratio of 0.15% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $11 per year of difference.

Which performed better, JCTR or VYM?

Over the past year JCTR returned +17.99% vs +26.12% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (5 years), JCTR annualized +14.78% vs +7.07% for VYM. Past performance does not guarantee future results.

Which is riskier, JCTR or VYM?

JCTR has been the more volatile fund at 15.5% annualized versus 14.6% for VYM. Worst drawdown: JCTR -24.8% vs VYM -58.8%.

Should I hold both JCTR and VYM?

JCTR and VYM have a monthly-return correlation of 0.83, so combining them can provide real diversification depending on your allocation goals.

Which pays a higher dividend, JCTR or VYM?

JCTR yields 0.94% while VYM yields 2.86%, so VYM currently pays the higher dividend yield.

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