IVV vs JQC
iShares Core S&P 500 ETF vs Nuveen Credit Strategies Income Fund
Quick Verdict
IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 508 holdings.
Side-by-Side Comparison
| Metric | IVV | JQC | Winner |
|---|---|---|---|
| Expense Ratio | 0.03% | 5.48% | |
| AUM | $907.0B | - | |
| Dividend Yield | 1.10% | 11.71% | |
| Holdings | 508 | 471 | |
| YTD Return | +14.29% | +3.47% | |
| 1Y Return | +21.79% | -0.16% | |
| 3Y Return (annualized) | +22.19% | +10.72% | |
| 5Y Return (annualized) | +13.28% | +5.13% | |
| Volatility (annualized) | 15.1% | 16.8% | |
| Max Drawdown | -56.5% | -81.3% | |
| Fund Family | iShares by BlackRock (US) | Nuveen | |
| Category | Equity | Fixed Income | |
| Inception | May 15, 2000 | Jun 25, 2003 |
IVV vs JQC Performance
iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and Nuveen Credit Strategies Income Fund (JQC) is a ETF from Nuveen. Over the past year IVV returned +21.79% while JQC returned -0.16%. Year to date, IVV is up 14.29% versus a gain of 3.47% for JQC.
Over three years, IVV compounded at +22.19% per year against +10.72% for JQC; over five years the annualized figures are +13.28% and +5.13% respectively. Across the full 23-year window we track, IVV has the edge at +7.06% annualized vs -2.27%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
JQC has been the more volatile fund, with annualized monthly volatility of 16.8% compared with 15.1% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -56.5% for IVV and -81.3% for JQC. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.61. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
IVV charges 0.03% per year while JQC charges 5.48%. On a $10,000 position that is $3 vs $548 annually, a gap of $545 per year that compounds over a long holding period. On income, IVV currently yields 1.10% against 11.71% for JQC.
Holdings Overlap
IVV and JQC share 1 holdings out of 768 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in IVV | Weight in JQC | Difference |
|---|---|---|---|
| LYB | 0.02% | 0.00% | 0.02% |
Frequently Asked Questions
Which is cheaper, IVV or JQC?
IVV has an expense ratio of 0.03% while JQC charges 5.48%. IVV is the cheaper option. On a $10,000 investment, that is $545 per year of difference.
Which performed better, IVV or JQC?
Over the past year IVV returned +21.79% vs -0.16% for JQC, so IVV leads on 1-year performance. Over the longest common window we track (23 years), IVV annualized +7.06% vs -2.27% for JQC. Past performance does not guarantee future results.
Which is riskier, IVV or JQC?
JQC has been the more volatile fund at 16.8% annualized versus 15.1% for IVV. Worst drawdown: IVV -56.5% vs JQC -81.3%.
Should I hold both IVV and JQC?
IVV and JQC have a monthly-return correlation of 0.61, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between IVV and JQC?
IVV and JQC share 1 common holdings with a 0.0% weight overlap. Combined, they hold 768 unique securities.
Which pays a higher dividend, IVV or JQC?
IVV yields 1.10% while JQC yields 11.71%, so JQC currently pays the higher dividend yield.
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