IVV vs JULU
iShares Core S&P 500 ETF vs AllianzIM US Equity Buffer15 Uncapped Jul ETF
Quick Verdict
IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 508 holdings.
Side-by-Side Comparison
| Metric | IVV | JULU | Winner |
|---|---|---|---|
| Expense Ratio | 0.03% | 0.74% | |
| AUM | $907.0B | $84M | |
| Dividend Yield | 1.10% | 0.00% | |
| Holdings | 508 | 4 | |
| YTD Return | +12.39% | +9.48% | |
| 1Y Return | +20.24% | +14.83% | |
| 3Y Return (annualized) | +21.78% | - | |
| 5Y Return (annualized) | +12.84% | - | |
| Volatility (annualized) | 15.1% | 10.0% | |
| Max Drawdown | -56.5% | -12.5% | |
| Fund Family | iShares by BlackRock (US) | AllianzIM | |
| Category | Equity | Alternative | |
| Inception | May 15, 2000 | Jun 28, 2024 |
IVV vs JULU Performance
iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and AllianzIM US Equity Buffer15 Uncapped Jul ETF (JULU) is a ETF from AllianzIM. Over the past year IVV returned +20.24% while JULU returned +14.83%. Year to date, IVV is up 12.39% versus a gain of 9.48% for JULU.
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 10.0% for JULU. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -56.5% for IVV and -12.5% for JULU. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.99. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
IVV charges 0.03% per year while JULU charges 0.74%. On a $10,000 position that is $3 vs $74 annually, a gap of $71 per year that compounds over a long holding period. On income, IVV currently yields 1.10% against 0.00% for JULU.
Frequently Asked Questions
Which is cheaper, IVV or JULU?
IVV has an expense ratio of 0.03% while JULU charges 0.74%. IVV is the cheaper option. On a $10,000 investment, that is $71 per year of difference.
Which performed better, IVV or JULU?
Over the past year IVV returned +20.24% vs +14.83% for JULU, so IVV leads on 1-year performance. Over the longest common window we track (2 years), IVV annualized +6.98% vs +12.80% for JULU. Past performance does not guarantee future results.
Which is riskier, IVV or JULU?
IVV has been the more volatile fund at 15.1% annualized versus 10.0% for JULU. Worst drawdown: IVV -56.5% vs JULU -12.5%.
Should I hold both IVV and JULU?
IVV and JULU have a monthly-return correlation of 0.99, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.
Which pays a higher dividend, IVV or JULU?
IVV yields 1.10% while JULU yields 0.00%, so IVV currently pays the higher dividend yield.
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