IVV vs LDRC
IVV vs LDRC
iShares Core S&P 500 ETF vs iShares iBonds 1-5 Year Corporate Ladder ETF
Quick Verdict
IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | IVV | LDRC | Winner |
|---|---|---|---|
| Expense Ratio | 0.03% | 0.10% | |
| AUM | $865.2B | $87M | |
| Dividend Yield | 1.09% | 4.21% | |
| Holdings | 508 | 7 | |
| YTD Return | +13.80% | +1.05% | |
| 1Y Return | +23.70% | +3.30% | |
| 3Y Return (annualized) | +21.49% | - | |
| 5Y Return (annualized) | +13.43% | - | |
| Volatility (annualized) | 15.1% | 1.2% | |
| Max Drawdown | -56.5% | -1.0% | |
| Fund Family | iShares by BlackRock (US) | iShares by BlackRock (US) | |
| Category | Equity | Fixed Income | |
| Inception | May 15, 2000 | Nov 7, 2024 |
IVV vs LDRC Performance
iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and iShares iBonds 1-5 Year Corporate Ladder ETF (LDRC) is a ETF from iShares by BlackRock (US). Over the past year IVV returned +23.70% while LDRC returned +3.30%. Year to date, IVV is up 13.80% versus a gain of 1.05% for LDRC.
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 1.2% for LDRC. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -56.5% for IVV and -1.0% for LDRC. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.23. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
IVV charges 0.03% per year while LDRC charges 0.10%. On a $10,000 position that is $3 vs $10 annually, a gap of $7 per year that compounds over a long holding period. On income, IVV currently yields 1.09% against 4.21% for LDRC.
Holdings Overlap
IVV and LDRC share 1 holdings out of 510 unique holdings combined, representing a 0.1% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in IVV | Weight in LDRC | Difference |
|---|---|---|---|
| XTSLA | 0.15% | 0.12% | 0.03% |
Frequently Asked Questions
Which is cheaper, IVV or LDRC?
IVV has an expense ratio of 0.03% while LDRC charges 0.10%. IVV is the cheaper option. On a $10,000 investment, that is $7 per year of difference.
Which performed better, IVV or LDRC?
Over the past year IVV returned +23.70% vs +3.30% for LDRC, so IVV leads on 1-year performance. Over the longest common window we track (2 years), IVV annualized +7.05% vs +4.35% for LDRC. Past performance does not guarantee future results.
Which is riskier, IVV or LDRC?
IVV has been the more volatile fund at 15.1% annualized versus 1.2% for LDRC. Worst drawdown: IVV -56.5% vs LDRC -1.0%.
Should I hold both IVV and LDRC?
IVV and LDRC have a monthly-return correlation of 0.23, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between IVV and LDRC?
IVV and LDRC share 1 common holdings with a 0.1% weight overlap. Combined, they hold 510 unique securities.
Which pays a higher dividend, IVV or LDRC?
IVV yields 1.09% while LDRC yields 4.21%, so LDRC currently pays the higher dividend yield.
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