IVV vs LDRC
iShares Core S&P 500 ETF vs iShares iBonds 1-5 Year Corporate Ladder ETF
Which is better, IVV or LDRC?
IVV has been ahead.
IVV has a lower expense ratio. IVV led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IVV | LDRC |
|---|---|---|
| Expense Ratio | 0.03%Best | 0.10% |
| AUM | $876.4B | $90M |
| Dividend Yield | 1.06% | 4.22% |
| Holdings | 508 | 3,401 |
| YTD Return | +12.39%Best | +0.70% |
| 1Y Return | +16.61%Best | +1.91% |
| 3Y Return (annualized) | +21.38% | - |
| 5Y Return (annualized) | +13.51% | - |
| Volatility (annualized) | 12.7% | 1.3%Best |
| Max Drawdown | -18.8% | -1.1%Best |
| $10,000 over 1.9 years | $13,117Best | $10,750 |
| Top 10 Weight | 37.8% | - |
| Fund Family | iShares by BlackRock (US) | iShares by BlackRock (US) |
| Category | Equity | Fixed Income |
| Style | Large Cap Blend | - |
| Inception | May 15, 2000 | Nov 7, 2024 |
Volatility and max drawdown, and the $10,000 over 1.9 years row, are measured over the window both funds cover: Nov 8, 2024 to Sep 18, 2026 (1.9 years).
IVV vs LDRC growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.9 years both funds cover.
IVV vs LDRC Performance
iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US) and iShares iBonds 1-5 Year Corporate Ladder ETF (LDRC) is an ETF from iShares by BlackRock (US). Over the past year IVV returned +16.61% while LDRC returned +1.91%. Year to date, IVV is up 12.39% versus a gain of 0.70% for LDRC.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 12.7% compared with 1.3% for LDRC. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -18.8% for IVV and -1.1% for LDRC. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.26. They move largely independently of each other.
Fees and Cost Over Time
IVV charges 0.03% per year while LDRC charges 0.10%. On a $10,000 position that is $3 vs $10 annually, a gap of $7 per year that compounds over a long holding period. On income, IVV currently yields 1.06% against 4.22% for LDRC.
Holdings Overlap
0.1% of IVV's money is in holdings LDRC also owns. 0.1% of LDRC's money is in holdings IVV also owns.
We cannot see either book well enough to say how much of this pair is duplicated.
1 positions in common, counted across the 490 positions we hold weights for in IVV and 6 in LDRC, against full books of 508 and 3,401.
What only one of them owns
Our book lists 5 positions for LDRC that do not appear in our book for IVV (99.9% of the fund), and 481 for IVV that do not appear in LDRC (98.5%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in IVV | Weight in LDRC | Difference |
|---|---|---|---|
| XTSLABlackrock Cash Funds: Treasury, Sl Agency Shares | 0.15% | 0.10% | 0.05% |
You are not choosing between two funds in isolation.
Whichever of IVV and LDRC you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IVV or LDRC?
IVV has an expense ratio of 0.03% while LDRC charges 0.10%. IVV is the cheaper option, by $7 a year on a $10,000 investment.
Which performed better, IVV or LDRC?
Over the past year IVV returned +16.61% vs +1.91% for LDRC, so IVV leads on 1-year performance. Over the longest common window we track (2 years), IVV annualized +15.35% vs +3.88% for LDRC. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, IVV or LDRC?
IVV has been the more volatile fund at 12.7% annualized versus 1.3% for LDRC. Worst drawdown: IVV -18.8% vs LDRC -1.1%.
Should I hold both IVV and LDRC?
IVV and LDRC have a monthly-return correlation of 0.26, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, IVV or LDRC?
IVV yields 1.06% while LDRC yields 4.22%, so LDRC currently pays the higher dividend yield.
Is LDRC better than IVV?
IVV has a lower expense ratio. IVV led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.