IVV vs LIAU
iShares Core S&P 500 ETF vs LifeX 2060 Inflation-Protected Longevity Income ETF
Quick Verdict
IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 508 holdings.
Side-by-Side Comparison
| Metric | IVV | LIAU | Winner |
|---|---|---|---|
| Expense Ratio | 0.03% | 0.25% | |
| AUM | $907.0B | $4M | |
| Dividend Yield | 1.10% | 10.34% | |
| Holdings | 508 | 29 | |
| YTD Return | +12.71% | -4.67% | |
| 1Y Return | +21.89% | -2.27% | |
| 3Y Return (annualized) | +22.08% | - | |
| 5Y Return (annualized) | +12.96% | - | |
| Volatility (annualized) | 15.1% | 7.5% | |
| Max Drawdown | -56.5% | -9.9% | |
| Fund Family | iShares by BlackRock (US) | Stone Ridge Asset Management | |
| Category | Equity | Fixed Income | |
| Inception | May 15, 2000 | Jan 17, 2024 |
IVV vs LIAU Performance
iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and LifeX 2060 Inflation-Protected Longevity Income ETF (LIAU) is a ETF from Stone Ridge Asset Management. Over the past year IVV returned +21.89% while LIAU returned -2.27%. Year to date, IVV is up 12.71% versus a loss of 4.67% for LIAU.
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 7.5% for LIAU. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -56.5% for IVV and -9.9% for LIAU. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.36. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
IVV charges 0.03% per year while LIAU charges 0.25%. On a $10,000 position that is $3 vs $25 annually, a gap of $22 per year that compounds over a long holding period. On income, IVV currently yields 1.10% against 10.34% for LIAU.
Holdings Overlap
IVV and LIAU share 0 holdings out of 518 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, IVV or LIAU?
IVV has an expense ratio of 0.03% while LIAU charges 0.25%. IVV is the cheaper option. On a $10,000 investment, that is $22 per year of difference.
Which performed better, IVV or LIAU?
Over the past year IVV returned +21.89% vs -2.27% for LIAU, so IVV leads on 1-year performance. Over the longest common window we track (2 years), IVV annualized +7.00% vs -4.66% for LIAU. Past performance does not guarantee future results.
Which is riskier, IVV or LIAU?
IVV has been the more volatile fund at 15.1% annualized versus 7.5% for LIAU. Worst drawdown: IVV -56.5% vs LIAU -9.9%.
Should I hold both IVV and LIAU?
IVV and LIAU have a monthly-return correlation of 0.36, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between IVV and LIAU?
IVV and LIAU share 0 common holdings with a 0.0% weight overlap. Combined, they hold 518 unique securities.
Which pays a higher dividend, IVV or LIAU?
IVV yields 1.10% while LIAU yields 10.34%, so LIAU currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.