IVV vs MAYW
iShares Core S&P 500 ETF vs AllianzIM US Equity Buffer20 May ETF
Which is better, IVV or MAYW?
Large Cap Blend against Multi Alternative.
IVV has a lower expense ratio. IVV led over 1Y, 3Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IVV | MAYW |
|---|---|---|
| Expense Ratio | 0.03%Best | 0.74% |
| AUM | $876.4B | $453M |
| Dividend Yield | 1.06% | 0.00% |
| Holdings | 508 | 5 |
| YTD Return | +14.15%Best | +6.11% |
| 1Y Return | +17.31%Best | +8.27% |
| 3Y Return (annualized) | +23.17%Best | +11.47% |
| 5Y Return (annualized) | +13.85% | - |
| Volatility (annualized) | 12.7% | 3.8%Best |
| Max Drawdown | -18.8% | -7.9%Best |
| $10,000 over 3.4 years | $19,525Best | $14,203 |
| Fund Family | iShares by BlackRock (US) | AllianzIM |
| Category | Equity | Alternative |
| Style | Large Cap Blend | Multi Alternative |
| Inception | May 15, 2000 | Apr 28, 2023 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 3.4 years row, are measured over the window both funds cover: May 1, 2023 to Sep 21, 2026 (3.4 years).
IVV vs MAYW growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.4 years both funds cover.
IVV vs MAYW Performance
iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US) and AllianzIM US Equity Buffer20 May ETF (MAYW) is an ETF from AllianzIM. Over the past year IVV returned +17.31% while MAYW returned +8.27%. Year to date, IVV is up 14.15% versus a gain of 6.11% for MAYW.
Over three years, IVV compounded at +23.17% per year against +11.47% for MAYW.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 12.7% compared with 3.8% for MAYW. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -18.8% for IVV and -7.9% for MAYW. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.84. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
IVV charges 0.03% per year while MAYW charges 0.74%. On a $10,000 position that is $3 vs $74 annually, a gap of $71 per year that compounds over a long holding period. On income, IVV currently yields 1.06% against 0.00% for MAYW.
You are not choosing between two funds in isolation.
Whichever of IVV and MAYW you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IVV or MAYW?
IVV has an expense ratio of 0.03% while MAYW charges 0.74%. IVV is the cheaper option, by $71 a year on a $10,000 investment.
Which performed better, IVV or MAYW?
Over the past year IVV returned +17.31% vs +8.27% for MAYW, so IVV leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, IVV or MAYW?
IVV has been the more volatile fund at 12.7% annualized versus 3.8% for MAYW. Worst drawdown: IVV -18.8% vs MAYW -7.9%.
Should I hold both IVV and MAYW?
IVV and MAYW have a monthly-return correlation of 0.84, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, IVV or MAYW?
IVV yields 1.06% while MAYW yields 0.00%, so IVV currently pays the higher dividend yield.
Is MAYW better than IVV?
IVV has a lower expense ratio. IVV led over 1Y, 3Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.