MAYW vs VXUS

Quick Verdict

VXUS has a lower expense ratio. VXUS delivered stronger 1-year returns. VXUS offers more diversification with 7861 holdings.

Lower Fees: VXUSHigher Returns: VXUSMore Diversified: VXUS

Side-by-Side Comparison

MetricMAYWVXUSWinner
Expense Ratio0.74%0.05%
AUM$444M$156.5B
Dividend Yield0.00%2.60%
Holdings58,747
YTD Return+5.35%+14.57%
1Y Return+8.96%+27.82%
3Y Return (annualized)+10.80%+19.27%
5Y Return (annualized)-+9.28%
Volatility (annualized)3.9%15.1%
Max Drawdown-7.9%-39.9%
Fund FamilyAllianzIMVanguard (US)
CategoryAlternativeEquity
InceptionApr 28, 2023Jan 26, 2011

MAYW vs VXUS Performance

AllianzIM US Equity Buffer20 May ETF (MAYW) is a ETF from AllianzIM and Vanguard Total International Stock ETF (VXUS) is a ETF from Vanguard (US). Over the past year MAYW returned +8.96% while VXUS returned +27.82%. Year to date, MAYW is up 5.35% versus a gain of 14.57% for VXUS.

Over three years, MAYW compounded at +10.80% per year against +19.27% for VXUS. Across the full 3-year window we track, MAYW has the edge at +11.06% annualized vs +4.86%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VXUS has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 3.9% for MAYW. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -7.9% for MAYW and -39.9% for VXUS. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.64. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

MAYW charges 0.74% per year while VXUS charges 0.05%. On a $10,000 position that is $74 vs $5 annually, a gap of $69 per year that compounds over a long holding period. On income, MAYW currently yields 0.00% against 2.60% for VXUS.

Frequently Asked Questions

Which is cheaper, MAYW or VXUS?

MAYW has an expense ratio of 0.74% while VXUS charges 0.05%. VXUS is the cheaper option. On a $10,000 investment, that is $69 per year of difference.

Which performed better, MAYW or VXUS?

Over the past year MAYW returned +8.96% vs +27.82% for VXUS, so VXUS leads on 1-year performance. Over the longest common window we track (3 years), MAYW annualized +11.06% vs +4.86% for VXUS. Past performance does not guarantee future results.

Which is riskier, MAYW or VXUS?

VXUS has been the more volatile fund at 15.1% annualized versus 3.9% for MAYW. Worst drawdown: MAYW -7.9% vs VXUS -39.9%.

Should I hold both MAYW and VXUS?

MAYW and VXUS have a monthly-return correlation of 0.64, so combining them can provide real diversification depending on your allocation goals.

Which pays a higher dividend, MAYW or VXUS?

MAYW yields 0.00% while VXUS yields 2.60%, so VXUS currently pays the higher dividend yield.

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