IVV vs MBSF
iShares Core S&P 500 ETF vs REGAN FLOATING RATE MBS ETF
Which is better, IVV or MBSF?
Large Cap Blend against Bank Loan.
IVV has a lower expense ratio. IVV led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IVV | MBSF |
|---|---|---|
| Expense Ratio | 0.03%Best | 0.49% |
| AUM | $876.4B | $247M |
| Dividend Yield | 1.06% | 4.37% |
| Holdings | 508 | 416 |
| YTD Return | +12.27%Best | +2.53% |
| 1Y Return | +17.04%Best | +4.58% |
| 3Y Return (annualized) | +21.24% | - |
| 5Y Return (annualized) | +13.08% | - |
| Volatility (annualized) | 12.0% | 1.5%Best |
| Max Drawdown | -18.8% | -1.0%Best |
| $10,000 over 2.6 years | $15,681Best | $11,513 |
| Fund Family | iShares by BlackRock (US) | Regan Capital |
| Category | Equity | Fixed Income |
| Style | Large Cap Blend | Bank Loan |
| Inception | May 15, 2000 | Feb 27, 2024 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 2.6 years row, are measured over the window both funds cover: Feb 28, 2024 to Sep 17, 2026 (2.6 years).
IVV vs MBSF growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.6 years both funds cover.
IVV vs MBSF Performance
iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US) and REGAN FLOATING RATE MBS ETF (MBSF) is an ETF from Regan Capital. Over the past year IVV returned +17.04% while MBSF returned +4.58%. Year to date, IVV is up 12.27% versus a gain of 2.53% for MBSF.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 12.0% compared with 1.5% for MBSF. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -18.8% for IVV and -1.0% for MBSF. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.38. They move together some of the time, and apart the rest.
Fees and Cost Over Time
IVV charges 0.03% per year while MBSF charges 0.49%. On a $10,000 position that is $3 vs $49 annually, a gap of $46 per year that compounds over a long holding period. On income, IVV currently yields 1.06% against 4.37% for MBSF.
Holdings Overlap
We hold position weights for 490 holdings in IVV and 26 in MBSF, totalling 99.3% and 9.6% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 490 positions we hold weights for in IVV and 26 in MBSF, against full books of 508 and 416.
You are not choosing between two funds in isolation.
Whichever of IVV and MBSF you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IVV or MBSF?
IVV has an expense ratio of 0.03% while MBSF charges 0.49%. IVV is the cheaper option, by $46 a year on a $10,000 investment.
Which performed better, IVV or MBSF?
Over the past year IVV returned +17.04% vs +4.58% for MBSF, so IVV leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, IVV or MBSF?
IVV has been the more volatile fund at 12.0% annualized versus 1.5% for MBSF. Worst drawdown: IVV -18.8% vs MBSF -1.0%.
Should I hold both IVV and MBSF?
IVV and MBSF have a monthly-return correlation of 0.38, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, IVV or MBSF?
IVV yields 1.06% while MBSF yields 4.37%, so MBSF currently pays the higher dividend yield.
Is MBSF better than IVV?
IVV has a lower expense ratio. IVV led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.