IVV vs MDCR
iShares Core S&P 500 ETF vs Pacer Swan SOS Moderate (December) ETF
Which is better, IVV or MDCR?
Large Cap Blend against Option Writing.
IVV has a lower expense ratio. IVV led over 1Y, MDCR over the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IVV | MDCR |
|---|---|---|
| Expense Ratio | 0.03%Best | 0.49% |
| AUM | $876.4B | $2M |
| Dividend Yield | 1.06% | 0.00% |
| Holdings | 508 | 1 |
| YTD Return | +11.03%Best | +1.87% |
| 1Y Return | +15.62%Best | +1.87% |
| 3Y Return (annualized) | +20.81% | - |
| 5Y Return (annualized) | +12.61% | - |
| Volatility (annualized) | 15.4%Best | 221923.6% |
| Max Drawdown | -33.9%Best | -92.7% |
| $10,000 over 10.1 years | $37,661 | $3,727,552Best |
| Fund Family | iShares by BlackRock (US) | Pacer ETFs |
| Category | Equity | Alternative |
| Style | Large Cap Blend | Option Writing |
| Inception | May 15, 2000 | Jun 11, 2026 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 10.1 years row, are measured over the window both funds cover: Aug 26, 2016 to Sep 16, 2026 (10.1 years).
IVV vs MDCR growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
IVV vs MDCR Performance
iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US) and Pacer Swan SOS Moderate (December) ETF (MDCR) is an ETF from Pacer ETFs. Over the past year IVV returned +15.62% while MDCR returned +1.87%. Year to date, IVV is up 11.03% versus a gain of 1.87% for MDCR.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
MDCR has been the more volatile fund, with annualized monthly volatility of 221923.6% compared with 15.4% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.9% for IVV and -92.7% for MDCR. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at -0.31. They move together some of the time, and apart the rest.
Fees and Cost Over Time
IVV charges 0.03% per year while MDCR charges 0.49%. On a $10,000 position that is $3 vs $49 annually, a gap of $46 per year that compounds over a long holding period. On income, IVV currently yields 1.06% against 0.00% for MDCR.
Holdings Overlap
We hold position weights for 490 holdings in IVV and 1 in MDCR, totalling 99.3% and 3.7% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 490 positions we hold weights for in IVV and 1 in MDCR, against full books of 508 and 1.
You are not choosing between two funds in isolation.
Whichever of IVV and MDCR you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IVV or MDCR?
IVV has an expense ratio of 0.03% while MDCR charges 0.49%. IVV is the cheaper option, by $46 a year on a $10,000 investment.
Which performed better, IVV or MDCR?
Over the past year IVV returned +15.62% vs +1.87% for MDCR, so IVV leads on 1-year performance. Over the longest common window we track (10 years), IVV annualized +14.03% vs +79.72% for MDCR. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, IVV or MDCR?
MDCR has been the more volatile fund at 221923.6% annualized versus 15.4% for IVV. Worst drawdown: IVV -33.9% vs MDCR -92.7%.
Should I hold both IVV and MDCR?
IVV and MDCR have a monthly-return correlation of -0.31, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, IVV or MDCR?
IVV yields 1.06% while MDCR yields 0.00%, so IVV currently pays the higher dividend yield.
Is MDCR better than IVV?
IVV has a lower expense ratio. IVV led over 1Y, MDCR over the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.