IVV vs MLDR

Quick Verdict

IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 508 holdings.

Lower Fees: IVVHigher Returns: IVVMore Diversified: IVV

Side-by-Side Comparison

MetricIVVMLDRWinner
Expense Ratio0.03%0.12%
AUM$865.2B$9M
Dividend Yield1.09%3.76%
Holdings50863
YTD Return+14.50%-0.82%
1Y Return+22.02%+1.05%
3Y Return (annualized)+21.80%-
5Y Return (annualized)+13.37%-
Volatility (annualized)15.1%3.8%
Max Drawdown-56.5%-4.5%
Fund FamilyiShares by BlackRock (US)Global X by mirae Asset
CategoryEquityFixed Income
InceptionMay 15, 2000Sep 9, 2024

IVV vs MLDR Performance

iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and Global X Intermediate-Term Treasury Ladder ETF (MLDR) is a ETF from Global X by mirae Asset. Over the past year IVV returned +22.02% while MLDR returned +1.05%. Year to date, IVV is up 14.50% versus a loss of 0.82% for MLDR.

Risk: Volatility and Drawdowns

IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 3.8% for MLDR. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -56.5% for IVV and -4.5% for MLDR. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.14. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

IVV charges 0.03% per year while MLDR charges 0.12%. On a $10,000 position that is $3 vs $12 annually, a gap of $9 per year that compounds over a long holding period. On income, IVV currently yields 1.09% against 3.76% for MLDR.

Frequently Asked Questions

Which is cheaper, IVV or MLDR?

IVV has an expense ratio of 0.03% while MLDR charges 0.12%. IVV is the cheaper option. On a $10,000 investment, that is $9 per year of difference.

Which performed better, IVV or MLDR?

Over the past year IVV returned +22.02% vs +1.05% for MLDR, so IVV leads on 1-year performance. Over the longest common window we track (2 years), IVV annualized +7.07% vs +1.14% for MLDR. Past performance does not guarantee future results.

Which is riskier, IVV or MLDR?

IVV has been the more volatile fund at 15.1% annualized versus 3.8% for MLDR. Worst drawdown: IVV -56.5% vs MLDR -4.5%.

Should I hold both IVV and MLDR?

IVV and MLDR have a monthly-return correlation of 0.14, so combining them can provide real diversification depending on your allocation goals.

Which pays a higher dividend, IVV or MLDR?

IVV yields 1.09% while MLDR yields 3.76%, so MLDR currently pays the higher dividend yield.

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