MLDR vs VYM

Quick Verdict

VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 558 holdings.

Lower Fees: VYMHigher Returns: VYMMore Diversified: VYM

Side-by-Side Comparison

MetricMLDRVYMWinner
Expense Ratio0.12%0.04%
AUM$9M$79.0B
Dividend Yield3.76%2.86%
Holdings63568
YTD Return-1.10%+16.53%
1Y Return+1.07%+25.03%
3Y Return (annualized)-+18.54%
5Y Return (annualized)-+12.25%
Volatility (annualized)3.8%14.6%
Max Drawdown-4.5%-58.8%
Fund FamilyGlobal X by mirae AssetVanguard (US)
CategoryFixed IncomeEquity
InceptionSep 9, 2024Nov 10, 2006

MLDR vs VYM Performance

Global X Intermediate-Term Treasury Ladder ETF (MLDR) is a ETF from Global X by mirae Asset and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year MLDR returned +1.07% while VYM returned +25.03%. Year to date, MLDR is down 1.10% versus a gain of 16.53% for VYM.

Risk: Volatility and Drawdowns

VYM has been the more volatile fund, with annualized monthly volatility of 14.6% compared with 3.8% for MLDR. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -4.5% for MLDR and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.34. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

MLDR charges 0.12% per year while VYM charges 0.04%. On a $10,000 position that is $12 vs $4 annually, a gap of $8 per year that compounds over a long holding period. On income, MLDR currently yields 3.76% against 2.86% for VYM.

Frequently Asked Questions

Which is cheaper, MLDR or VYM?

MLDR has an expense ratio of 0.12% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $8 per year of difference.

Which performed better, MLDR or VYM?

Over the past year MLDR returned +1.07% vs +25.03% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (2 years), MLDR annualized +1.00% vs +7.10% for VYM. Past performance does not guarantee future results.

Which is riskier, MLDR or VYM?

VYM has been the more volatile fund at 14.6% annualized versus 3.8% for MLDR. Worst drawdown: MLDR -4.5% vs VYM -58.8%.

Should I hold both MLDR and VYM?

MLDR and VYM have a monthly-return correlation of 0.34, so combining them can provide real diversification depending on your allocation goals.

Which pays a higher dividend, MLDR or VYM?

MLDR yields 3.76% while VYM yields 2.86%, so MLDR currently pays the higher dividend yield.

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