Quick Verdict

IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.

Lower Fees: IVVHigher Returns: IVVMore Diversified: IVV

Side-by-Side Comparison

MetricIVVMUDWinner
Expense Ratio0.03%1.02%
AUM$865.2B$53M
Dividend Yield1.09%14.43%
Holdings5088
YTD Return+13.80%-77.74%
1Y Return+23.70%-93.09%
3Y Return (annualized)+21.49%-
5Y Return (annualized)+13.43%-
Volatility (annualized)15.1%67.7%
Max Drawdown-56.5%-97.0%
Fund FamilyiShares by BlackRock (US)Direxion Shares ETF Trust
CategoryEquityAlternative
InceptionMay 15, 2000Oct 10, 2024

IVV vs MUD Performance

iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and Direxion Daily MU Bear 1X ETF (MUD) is a ETF from Direxion Shares ETF Trust. Over the past year IVV returned +23.70% while MUD returned -93.09%. Year to date, IVV is up 13.80% versus a loss of 77.74% for MUD.

Risk: Volatility and Drawdowns

MUD has been the more volatile fund, with annualized monthly volatility of 67.7% compared with 15.1% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -56.5% for IVV and -97.0% for MUD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at -0.58. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

IVV charges 0.03% per year while MUD charges 1.02%. On a $10,000 position that is $3 vs $102 annually, a gap of $99 per year that compounds over a long holding period. On income, IVV currently yields 1.09% against 14.43% for MUD.

Holdings Overlap

0.0%overlap

IVV and MUD share 0 holdings out of 509 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, IVV or MUD?

IVV has an expense ratio of 0.03% while MUD charges 1.02%. IVV is the cheaper option. On a $10,000 investment, that is $99 per year of difference.

Which performed better, IVV or MUD?

Over the past year IVV returned +23.70% vs -93.09% for MUD, so IVV leads on 1-year performance. Over the longest common window we track (2 years), IVV annualized +7.05% vs -80.47% for MUD. Past performance does not guarantee future results.

Which is riskier, IVV or MUD?

MUD has been the more volatile fund at 67.7% annualized versus 15.1% for IVV. Worst drawdown: IVV -56.5% vs MUD -97.0%.

Should I hold both IVV and MUD?

IVV and MUD have a monthly-return correlation of -0.58, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between IVV and MUD?

IVV and MUD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 509 unique securities.

Which pays a higher dividend, IVV or MUD?

IVV yields 1.09% while MUD yields 14.43%, so MUD currently pays the higher dividend yield.

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