MUD vs SCHD
MUD vs SCHD
Direxion Daily MU Bear 1X ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | MUD | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 1.02% | 0.06% | |
| AUM | $53M | $103.7B | |
| Dividend Yield | 14.43% | 3.31% | |
| Holdings | 8 | 104 | |
| YTD Return | -77.74% | +24.26% | |
| 1Y Return | -93.09% | +31.38% | |
| 3Y Return (annualized) | - | +15.08% | |
| 5Y Return (annualized) | - | +9.72% | |
| Volatility (annualized) | 67.7% | 13.6% | |
| Max Drawdown | -97.0% | -33.4% | |
| Fund Family | Direxion Shares ETF Trust | Charles Schwab Asset Management | |
| Category | Alternative | Equity | |
| Inception | Oct 10, 2024 | Oct 20, 2011 |
MUD vs SCHD Performance
Direxion Daily MU Bear 1X ETF (MUD) is a ETF from Direxion Shares ETF Trust and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year MUD returned -93.09% while SCHD returned +31.38%. Year to date, MUD is down 77.74% versus a gain of 24.26% for SCHD.
Risk: Volatility and Drawdowns
MUD has been the more volatile fund, with annualized monthly volatility of 67.7% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -97.0% for MUD and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at -0.20. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
MUD charges 1.02% per year while SCHD charges 0.06%. On a $10,000 position that is $102 vs $6 annually, a gap of $96 per year that compounds over a long holding period. On income, MUD currently yields 14.43% against 3.31% for SCHD.
Holdings Overlap
MUD and SCHD share 0 holdings out of 104 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, MUD or SCHD?
MUD has an expense ratio of 1.02% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $96 per year of difference.
Which performed better, MUD or SCHD?
Over the past year MUD returned -93.09% vs +31.38% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), MUD annualized -80.47% vs +11.39% for SCHD. Past performance does not guarantee future results.
Which is riskier, MUD or SCHD?
MUD has been the more volatile fund at 67.7% annualized versus 13.6% for SCHD. Worst drawdown: MUD -97.0% vs SCHD -33.4%.
Should I hold both MUD and SCHD?
MUD and SCHD have a monthly-return correlation of -0.20, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between MUD and SCHD?
MUD and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 104 unique securities.
Which pays a higher dividend, MUD or SCHD?
MUD yields 14.43% while SCHD yields 3.31%, so MUD currently pays the higher dividend yield.
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