IVV vs OCTI
iShares Core S&P 500 ETF vs AllianzIM International Equity Buffer15 Uncapped Oct ETF
Which is better, IVV or OCTI?
Each has led over a different period.
IVV has a lower expense ratio. IVV led over 1Y, OCTI over the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IVV | OCTI |
|---|---|---|
| Expense Ratio | 0.03%Best | 0.79% |
| AUM | $879.1B | $6M |
| Dividend Yield | 1.09% | 0.00% |
| Holdings | 509 | 4 |
| YTD Return | +11.33%Best | +0.84% |
| 1Y Return | +13.50%Best | +0.84% |
| 3Y Return (annualized) | +20.45% | - |
| 5Y Return (annualized) | +11.61% | - |
| Volatility (annualized) | 15.6%Best | 98227.3% |
| Max Drawdown | -52.4% | - |
| $10,000 over 18.9 years | $58,330 | $1,689,266Best |
| Fund Family | iShares by BlackRock (US) | AllianzIM |
| Category | Equity | Alternative |
| Style | Large Cap Blend | - |
| Inception | May 15, 2000 | Sep 30, 2026 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 18.9 years row, are measured over the window both funds cover: Jan 4, 2008 to Nov 13, 2026 (18.9 years).
IVV vs OCTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
IVV vs OCTI Performance
iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US) and AllianzIM International Equity Buffer15 Uncapped Oct ETF (OCTI) is an ETF from AllianzIM. Over the past year IVV returned +13.50% while OCTI returned +0.84%. Year to date, IVV is up 11.33% versus a gain of 0.84% for OCTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
OCTI has been the more volatile fund, with annualized monthly volatility of 98227.3% compared with 15.6% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The two funds' monthly returns correlate at -0.03. They move largely independently of each other.
Fees and Cost Over Time
IVV charges 0.03% per year while OCTI charges 0.79%. On a $10,000 position that is $3 vs $79 annually, a gap of $76 per year that compounds over a long holding period. On income, IVV currently yields 1.09% against 0.00% for OCTI.
You are not choosing between two funds in isolation.
Whichever of IVV and OCTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IVV or OCTI?
IVV has an expense ratio of 0.03% while OCTI charges 0.79%. IVV is the cheaper option, by $76 a year on a $10,000 investment.
Which performed better, IVV or OCTI?
Over the past year IVV returned +13.50% vs +0.84% for OCTI, so IVV leads on 1-year performance. Over the longest common window we track (19 years), IVV annualized +9.78% vs +31.18% for OCTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, IVV or OCTI?
OCTI has been the more volatile fund at 98227.3% annualized versus 15.6% for IVV.
Should I hold both IVV and OCTI?
IVV and OCTI have a monthly-return correlation of -0.03, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, IVV or OCTI?
IVV yields 1.09% while OCTI yields 0.00%, so IVV currently pays the higher dividend yield.
Is OCTI better than IVV?
IVV has a lower expense ratio. IVV led over 1Y, OCTI over the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.