IVV vs OCTU
iShares Core S&P 500 ETF vs AllianzIM US Equity Buffer15 Uncapped Oct ETF
Quick Verdict
IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | IVV | OCTU | Winner |
|---|---|---|---|
| Expense Ratio | 0.03% | 0.74% | |
| AUM | $865.2B | $58M | |
| Dividend Yield | 1.09% | 0.00% | |
| Holdings | 508 | 4 | |
| YTD Return | +13.43% | +9.47% | |
| 1Y Return | +22.61% | +16.43% | |
| 3Y Return (annualized) | +21.47% | - | |
| 5Y Return (annualized) | +13.26% | - | |
| Volatility (annualized) | 15.1% | 9.1% | |
| Max Drawdown | -56.5% | -11.2% | |
| Fund Family | iShares by BlackRock (US) | AllianzIM | |
| Category | Equity | Alternative | |
| Inception | May 15, 2000 | Sep 30, 2024 |
IVV vs OCTU Performance
iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and AllianzIM US Equity Buffer15 Uncapped Oct ETF (OCTU) is a ETF from AllianzIM. Over the past year IVV returned +22.61% while OCTU returned +16.43%. Year to date, IVV is up 13.43% versus a gain of 9.47% for OCTU.
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 9.1% for OCTU. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -56.5% for IVV and -11.2% for OCTU. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.99. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
IVV charges 0.03% per year while OCTU charges 0.74%. On a $10,000 position that is $3 vs $74 annually, a gap of $71 per year that compounds over a long holding period. On income, IVV currently yields 1.09% against 0.00% for OCTU.
Frequently Asked Questions
Which is cheaper, IVV or OCTU?
IVV has an expense ratio of 0.03% while OCTU charges 0.74%. IVV is the cheaper option. On a $10,000 investment, that is $71 per year of difference.
Which performed better, IVV or OCTU?
Over the past year IVV returned +22.61% vs +16.43% for OCTU, so IVV leads on 1-year performance. Over the longest common window we track (2 years), IVV annualized +7.03% vs +12.90% for OCTU. Past performance does not guarantee future results.
Which is riskier, IVV or OCTU?
IVV has been the more volatile fund at 15.1% annualized versus 9.1% for OCTU. Worst drawdown: IVV -56.5% vs OCTU -11.2%.
Should I hold both IVV and OCTU?
IVV and OCTU have a monthly-return correlation of 0.99, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.
Which pays a higher dividend, IVV or OCTU?
IVV yields 1.09% while OCTU yields 0.00%, so IVV currently pays the higher dividend yield.
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