IVV vs PGHY

IVV vs PGHY
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Quick Verdict

IVV has a lower expense ratio. IVV delivered stronger 1-year returns. PGHY offers more diversification with 594 holdings.

Lower Fees: IVVHigher Returns: IVVMore Diversified: PGHY

Side-by-Side Comparison

MetricIVVPGHYWinner
Expense Ratio0.03%0.35%
AUM$907.0B$226M
Dividend Yield1.10%7.18%
Holdings508594
YTD Return+12.28%+2.89%
1Y Return+20.94%+5.35%
3Y Return (annualized)+21.81%+8.41%
5Y Return (annualized)+13.05%+4.72%
Volatility (annualized)15.1%5.3%
Max Drawdown-56.5%-28.6%
Fund FamilyiShares by BlackRock (US)Invesco (US)
CategoryEquityFixed Income
InceptionMay 15, 2000Jun 20, 2013

IVV vs PGHY Performance

iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and Invesco Global ex US High Yield Corporate Bond ETF (PGHY) is a ETF from Invesco (US). Over the past year IVV returned +20.94% while PGHY returned +5.35%. Year to date, IVV is up 12.28% versus a gain of 2.89% for PGHY.

Over three years, IVV compounded at +21.81% per year against +8.41% for PGHY; over five years the annualized figures are +13.05% and +4.72% respectively. Across the full 13-year window we track, IVV has the edge at +6.98% annualized vs +1.11%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 5.3% for PGHY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -56.5% for IVV and -28.6% for PGHY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.66. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

IVV charges 0.03% per year while PGHY charges 0.35%. On a $10,000 position that is $3 vs $35 annually, a gap of $32 per year that compounds over a long holding period. On income, IVV currently yields 1.10% against 7.18% for PGHY.

Holdings Overlap

0.0%overlap

IVV and PGHY share 0 holdings out of 897 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, IVV or PGHY?

IVV has an expense ratio of 0.03% while PGHY charges 0.35%. IVV is the cheaper option. On a $10,000 investment, that is $32 per year of difference.

Which performed better, IVV or PGHY?

Over the past year IVV returned +20.94% vs +5.35% for PGHY, so IVV leads on 1-year performance. Over the longest common window we track (13 years), IVV annualized +6.98% vs +1.11% for PGHY. Past performance does not guarantee future results.

Which is riskier, IVV or PGHY?

IVV has been the more volatile fund at 15.1% annualized versus 5.3% for PGHY. Worst drawdown: IVV -56.5% vs PGHY -28.6%.

Should I hold both IVV and PGHY?

IVV and PGHY have a monthly-return correlation of 0.66, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between IVV and PGHY?

IVV and PGHY share 0 common holdings with a 0.0% weight overlap. Combined, they hold 897 unique securities.

Which pays a higher dividend, IVV or PGHY?

IVV yields 1.10% while PGHY yields 7.18%, so PGHY currently pays the higher dividend yield.

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