PGHY vs SCHD

Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. PGHY offers more diversification with 392 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: PGHY

Side-by-Side Comparison

MetricPGHYSCHDWinner
Expense Ratio0.35%0.06%
AUM$225M$103.7B
Dividend Yield7.14%3.31%
Holdings595104
YTD Return+3.21%+25.58%
1Y Return+5.51%+31.06%
3Y Return (annualized)+8.51%+15.55%
5Y Return (annualized)+4.79%+9.61%
Volatility (annualized)5.3%13.6%
Max Drawdown-28.6%-33.4%
Fund FamilyInvesco (US)Charles Schwab Asset Management
CategoryFixed IncomeEquity
InceptionJun 20, 2013Oct 20, 2011

PGHY vs SCHD Performance

Invesco Global ex US High Yield Corporate Bond ETF (PGHY) is a ETF from Invesco (US) and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year PGHY returned +5.51% while SCHD returned +31.06%. Year to date, PGHY is up 3.21% versus a gain of 25.58% for SCHD.

Over three years, PGHY compounded at +8.51% per year against +15.55% for SCHD; over five years the annualized figures are +4.79% and +9.61% respectively. Across the full 13-year window we track, SCHD has the edge at +11.46% annualized vs +1.13%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 5.3% for PGHY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -28.6% for PGHY and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.61. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

PGHY charges 0.35% per year while SCHD charges 0.06%. On a $10,000 position that is $35 vs $6 annually, a gap of $29 per year that compounds over a long holding period. On income, PGHY currently yields 7.14% against 3.31% for SCHD.

Holdings Overlap

0.0%overlap

PGHY and SCHD share 0 holdings out of 492 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, PGHY or SCHD?

PGHY has an expense ratio of 0.35% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $29 per year of difference.

Which performed better, PGHY or SCHD?

Over the past year PGHY returned +5.51% vs +31.06% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (13 years), PGHY annualized +1.13% vs +11.46% for SCHD. Past performance does not guarantee future results.

Which is riskier, PGHY or SCHD?

SCHD has been the more volatile fund at 13.6% annualized versus 5.3% for PGHY. Worst drawdown: PGHY -28.6% vs SCHD -33.4%.

Should I hold both PGHY and SCHD?

PGHY and SCHD have a monthly-return correlation of 0.61, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between PGHY and SCHD?

PGHY and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 492 unique securities.

Which pays a higher dividend, PGHY or SCHD?

PGHY yields 7.14% while SCHD yields 3.31%, so PGHY currently pays the higher dividend yield.

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