IVV vs PINC
iShares Core S&P 500 ETF vs PGIM Securitized Income ETF
Which is better, IVV or PINC?
Each has led over a different period.
IVV has a lower expense ratio. IVV led over 5Y and the full window, PINC over 1Y and 3Y.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IVV | PINC |
|---|---|---|
| Expense Ratio | 0.03%Best | 0.39% |
| AUM | $876.4B | $25M |
| Dividend Yield | 1.06% | 0.77% |
| Holdings | 508 | 106 |
| YTD Return | +13.32%Best | -1.75% |
| 1Y Return | +17.08% | +76.42%Best |
| 3Y Return (annualized) | +22.72% | +35.19%Best |
| 5Y Return (annualized) | +13.20%Best | +7.68% |
| Volatility (annualized) | 14.5%Best | 32.8% |
| Max Drawdown | -33.9%Best | -56.7% |
| $10,000 over 5 years | $18,588Best | $14,477 |
| Fund Family | iShares by BlackRock (US) | PGIM Investments |
| Category | Equity | Fixed Income |
| Style | Large Cap Blend | - |
| Inception | May 15, 2000 | Jun 1, 2026 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Sep 26, 2013 to Sep 23, 2026 (13 years).
IVV vs PINC growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 13 years both funds cover.
IVV vs PINC Performance
iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US) and PGIM Securitized Income ETF (PINC) is an ETF from PGIM Investments. Over the past year IVV returned +17.08% while PINC returned +76.42%. Year to date, IVV is up 13.32% versus a loss of 1.75% for PINC.
Over three years, IVV compounded at +22.72% per year against +35.19% for PINC; over five years the annualized figures are +13.20% and +7.68% respectively. Across the full 13-year window we track, IVV has the edge at +13.01% annualized vs +5.02%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
PINC has been the more volatile fund, with annualized monthly volatility of 32.8% compared with 14.5% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.9% for IVV and -56.7% for PINC. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.16. They move largely independently of each other.
Fees and Cost Over Time
IVV charges 0.03% per year while PINC charges 0.39%. On a $10,000 position that is $3 vs $39 annually, a gap of $36 per year that compounds over a long holding period. On income, IVV currently yields 1.06% against 0.77% for PINC.
Holdings Overlap
We hold position weights for 490 holdings in IVV and 7 in PINC, totalling 99.3% and 6.9% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 490 positions we hold weights for in IVV and 7 in PINC, against full books of 508 and 106.
You are not choosing between two funds in isolation.
Whichever of IVV and PINC you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IVV or PINC?
IVV has an expense ratio of 0.03% while PINC charges 0.39%. IVV is the cheaper option, by $36 a year on a $10,000 investment.
Which performed better, IVV or PINC?
Over the past year IVV returned +17.08% vs +76.42% for PINC, so PINC leads on 1-year performance. Over the longest common window we track (13 years), IVV annualized +13.01% vs +5.02% for PINC. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, IVV or PINC?
PINC has been the more volatile fund at 32.8% annualized versus 14.5% for IVV. Worst drawdown: IVV -33.9% vs PINC -56.7%.
Should I hold both IVV and PINC?
IVV and PINC have a monthly-return correlation of 0.16, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, IVV or PINC?
IVV yields 1.06% while PINC yields 0.77%, so IVV currently pays the higher dividend yield.
Is PINC better than IVV?
IVV has a lower expense ratio. IVV led over 5Y and the full window, PINC over 1Y and 3Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.