PINC vs VYM
PGIM Securitized Income ETF vs Vanguard High Dividend Yield ETF
Which is better, PINC or VYM?
Each has led over a different period.
VYM has a lower expense ratio. PINC led over 1Y and 3Y, VYM over 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | PINC | VYM |
|---|---|---|
| Expense Ratio | 0.39% | 0.04%Best |
| AUM | $25M | $81.6B |
| Dividend Yield | 0.77% | 2.22% |
| Holdings | 106 | 613 |
| YTD Return | -1.75% | +10.23%Best |
| 1Y Return | +76.42%Best | +14.28% |
| 3Y Return (annualized) | +35.19%Best | +17.50% |
| 5Y Return (annualized) | +7.68% | +11.60%Best |
| Volatility (annualized) | 32.8% | 13.5%Best |
| Max Drawdown | -56.7% | -35.7%Best |
| $10,000 over 5 years | $14,477 | $17,311Best |
| Fund Family | PGIM Investments | Vanguard (US) |
| Category | Fixed Income | Equity |
| Style | - | Large Cap Value |
| Inception | Jun 1, 2026 | Nov 10, 2006 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Sep 26, 2013 to Sep 23, 2026 (13 years).
PINC vs VYM growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 13 years both funds cover.
PINC vs VYM Performance
PGIM Securitized Income ETF (PINC) is an ETF from PGIM Investments and Vanguard High Dividend Yield ETF (VYM) is an ETF from Vanguard (US). Over the past year PINC returned +76.42% while VYM returned +14.28%. Year to date, PINC is down 1.75% versus a gain of 10.23% for VYM.
Over three years, PINC compounded at +35.19% per year against +17.50% for VYM; over five years the annualized figures are +7.68% and +11.60% respectively. Across the full 13-year window we track, VYM has the edge at +9.32% annualized vs +5.02%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
PINC has been the more volatile fund, with annualized monthly volatility of 32.8% compared with 13.5% for VYM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -56.7% for PINC and -35.7% for VYM. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.19. They move largely independently of each other.
Fees and Cost Over Time
PINC charges 0.39% per year while VYM charges 0.04%. On a $10,000 position that is $39 vs $4 annually, a gap of $35 per year that compounds over a long holding period. On income, PINC currently yields 0.77% against 2.22% for VYM.
Holdings Overlap
We hold position weights for 7 holdings in PINC and 557 in VYM, totalling 6.9% and 99.2% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 7 positions we hold weights for in PINC and 557 in VYM, against full books of 106 and 613.
You are not choosing between two funds in isolation.
Whichever of PINC and VYM you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, PINC or VYM?
PINC has an expense ratio of 0.39% while VYM charges 0.04%. VYM is the cheaper option, by $35 a year on a $10,000 investment.
Which performed better, PINC or VYM?
Over the past year PINC returned +76.42% vs +14.28% for VYM, so PINC leads on 1-year performance. Over the longest common window we track (13 years), PINC annualized +5.02% vs +9.32% for VYM. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, PINC or VYM?
PINC has been the more volatile fund at 32.8% annualized versus 13.5% for VYM. Worst drawdown: PINC -56.7% vs VYM -35.7%.
Should I hold both PINC and VYM?
PINC and VYM have a monthly-return correlation of 0.19, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, PINC or VYM?
PINC yields 0.77% while VYM yields 2.22%, so VYM currently pays the higher dividend yield.
Is VYM better than PINC?
VYM has a lower expense ratio. PINC led over 1Y and 3Y, VYM over 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.