IVV vs PLTM

Quick Verdict

IVV has a lower expense ratio. PLTM delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.

Lower Fees: IVVHigher Returns: PLTMMore Diversified: IVV

Side-by-Side Comparison

MetricIVVPLTMWinner
Expense Ratio0.03%0.50%
AUM$865.2B$170M
Dividend Yield1.09%0.00%
Holdings5081
YTD Return+13.80%-18.26%
1Y Return+23.01%+31.28%
3Y Return (annualized)+21.77%+23.59%
5Y Return (annualized)+13.39%+11.36%
Volatility (annualized)15.1%40.4%
Max Drawdown-56.5%-94.2%
Fund FamilyiShares by BlackRock (US)GraniteShares
CategoryEquityCommodity
InceptionMay 15, 2000Jan 22, 2018

IVV vs PLTM Performance

iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and GraniteShares Platinum Trust (PLTM) is a ETF from GraniteShares. Over the past year IVV returned +23.01% while PLTM returned +31.28%. Year to date, IVV is up 13.80% versus a loss of 18.26% for PLTM.

Over three years, IVV compounded at +21.77% per year against +23.59% for PLTM; over five years the annualized figures are +13.39% and +11.36% respectively. Across the full 9-year window we track, IVV has the edge at +7.04% annualized vs -18.84%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

PLTM has been the more volatile fund, with annualized monthly volatility of 40.4% compared with 15.1% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -56.5% for IVV and -94.2% for PLTM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.24. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

IVV charges 0.03% per year while PLTM charges 0.50%. On a $10,000 position that is $3 vs $50 annually, a gap of $47 per year that compounds over a long holding period. On income, IVV currently yields 1.09% against 0.00% for PLTM.

Frequently Asked Questions

Which is cheaper, IVV or PLTM?

IVV has an expense ratio of 0.03% while PLTM charges 0.50%. IVV is the cheaper option. On a $10,000 investment, that is $47 per year of difference.

Which performed better, IVV or PLTM?

Over the past year IVV returned +23.01% vs +31.28% for PLTM, so PLTM leads on 1-year performance. Over the longest common window we track (9 years), IVV annualized +7.04% vs -18.84% for PLTM. Past performance does not guarantee future results.

Which is riskier, IVV or PLTM?

PLTM has been the more volatile fund at 40.4% annualized versus 15.1% for IVV. Worst drawdown: IVV -56.5% vs PLTM -94.2%.

Should I hold both IVV and PLTM?

IVV and PLTM have a monthly-return correlation of 0.24, so combining them can provide real diversification depending on your allocation goals.

Which pays a higher dividend, IVV or PLTM?

IVV yields 1.09% while PLTM yields 0.00%, so IVV currently pays the higher dividend yield.

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