PLTM vs SCHD
GraniteShares Platinum Trust vs Schwab US Dividend Equity ETF
Which is better, PLTM or SCHD?
Precious Metals against Large Cap Value.
SCHD has a lower expense ratio. PLTM led over 1Y, 3Y and 5Y, SCHD over the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | PLTM | SCHD |
|---|---|---|
| Expense Ratio | 0.50% | 0.06%Best |
| AUM | $189M | $112.1B |
| Dividend Yield | 0.00% | 3.00% |
| Holdings | 1 | 103 |
| YTD Return | -15.93% | +23.46%Best |
| 1Y Return | +29.47%Best | +27.20% |
| 3Y Return (annualized) | +23.51%Best | +15.41% |
| 5Y Return (annualized) | +13.94%Best | +10.16% |
| Volatility (annualized) | 25.6% | 16.2%Best |
| Max Drawdown | -44.1% | -33.4%Best |
| $10,000 over 5 years | $19,204Best | $16,223 |
| Fund Family | GraniteShares | Charles Schwab Asset Management |
| Category | Commodity | Equity |
| Style | Precious Metals | Large Cap Value |
| Inception | Jan 22, 2018 | Oct 20, 2011 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Feb 5, 2018 to Sep 18, 2026 (8.6 years).
PLTM vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 8.6 years both funds cover.
PLTM vs SCHD Performance
GraniteShares Platinum Trust (PLTM) is an ETF from GraniteShares and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year PLTM returned +29.47% while SCHD returned +27.20%. Year to date, PLTM is down 15.93% versus a gain of 23.46% for SCHD.
Over three years, PLTM compounded at +23.51% per year against +15.41% for SCHD; over five years the annualized figures are +13.94% and +10.16% respectively. Across the full 9-year window we track, SCHD has the edge at +10.99% annualized vs +6.64%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
PLTM has been the more volatile fund, with annualized monthly volatility of 25.6% compared with 16.2% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -44.1% for PLTM and -33.4% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.45. They move together some of the time, and apart the rest.
Fees and Cost Over Time
PLTM charges 0.50% per year while SCHD charges 0.06%. On a $10,000 position that is $50 vs $6 annually, a gap of $44 per year that compounds over a long holding period. On income, PLTM currently yields 0.00% against 3.00% for SCHD.
You are not choosing between two funds in isolation.
Whichever of PLTM and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, PLTM or SCHD?
PLTM has an expense ratio of 0.50% while SCHD charges 0.06%. SCHD is the cheaper option, by $44 a year on a $10,000 investment.
Which performed better, PLTM or SCHD?
Over the past year PLTM returned +29.47% vs +27.20% for SCHD, so PLTM leads on 1-year performance. Over the longest common window we track (9 years), PLTM annualized +6.64% vs +10.99% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, PLTM or SCHD?
PLTM has been the more volatile fund at 25.6% annualized versus 16.2% for SCHD. Worst drawdown: PLTM -44.1% vs SCHD -33.4%.
Should I hold both PLTM and SCHD?
PLTM and SCHD have a monthly-return correlation of 0.45, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, PLTM or SCHD?
PLTM yields 0.00% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than PLTM?
SCHD has a lower expense ratio. PLTM led over 1Y, 3Y and 5Y, SCHD over the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.