IVV vs PPEM

IVV vs PPEM

Which is better, IVV or PPEM?

Large Cap Blend against All Cap Blend.

IVV has a lower expense ratio. IVV led over the full window, PPEM over 1Y.

Lower Fees: IVVHigher Returns: split

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricIVVPPEM
Expense Ratio0.03%Best0.60%
AUM$876.4B$2M
Dividend Yield1.06%49.41%
Holdings508116
Volatility (annualized)12.9%Best16.7%
Max Drawdown-18.8%-18.4%Best
$10,000 over 3.4 years$19,542Best$19,275
Fund FamilyiShares by BlackRock (US)Putnam Investments
CategoryEquityEquity
StyleLarge Cap BlendAll Cap Blend
InceptionMay 15, 2000Jan 19, 2023

Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized), Top 10 Weight.

The two price series end 104 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. IVV has data through Sep 21, 2026 and PPEM through Jun 9, 2026.

Volatility and max drawdown, and the $10,000 over 3.4 years row, are measured over the window both funds cover: Jan 20, 2023 to Jun 9, 2026 (3.4 years).

Risk: Volatility and Drawdowns

PPEM has been the more volatile fund, with annualized monthly volatility of 16.7% compared with 12.9% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -18.8% for IVV and -18.4% for PPEM. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.68. They move together some of the time, and apart the rest.

Fees and Cost Over Time

IVV charges 0.03% per year while PPEM charges 0.60%. On a $10,000 position that is $3 vs $60 annually, a gap of $57 per year that compounds over a long holding period. On income, IVV currently yields 1.06% against 49.41% for PPEM.

Holdings Overlap

IVV already in PPEM0.1%

At least 0.1% of IVV's money is in holdings PPEM also owns.

Only one direction is shown: for PPEM, our book for it lists positions totalling 108.0% of the fund, which is what a leveraged book looks like and is not a denominator we can divide by.

We cannot see either book well enough to say how much of this pair is duplicated.

The two holdings books were reported 185 days apart, IVV as of Aug 31, 2026 and PPEM as of Feb 27, 2026, so some of the difference between them is the time between the two reports rather than the funds.

1 positions in common, counted across the 490 positions we hold weights for in IVV and 109 in PPEM, against full books of 508 and 116.

Top Shared Holdings

StockWeight in IVVWeight in PPEMDifference
TELTe Connectivity Ltd.0.09%0.24%0.15%

You are not choosing between two funds in isolation.

Whichever of IVV and PPEM you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

IVVPPEM

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, IVV or PPEM?

IVV has an expense ratio of 0.03% while PPEM charges 0.60%. IVV is the cheaper option, by $57 a year on a $10,000 investment.

Which is riskier, IVV or PPEM?

PPEM has been the more volatile fund at 16.7% annualized versus 12.9% for IVV. Worst drawdown: IVV -18.8% vs PPEM -18.4%.

Should I hold both IVV and PPEM?

IVV and PPEM have a monthly-return correlation of 0.68, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, IVV or PPEM?

IVV yields 1.06% while PPEM yields 49.41%, so PPEM currently pays the higher dividend yield.

Is PPEM better than IVV?

IVV has a lower expense ratio. IVV led over the full window, PPEM over 1Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.