IVV vs PRIV
iShares Core S&P 500 ETF vs State Street IG Public & Private Credit ETF
Which is better, IVV or PRIV?
Large Cap Blend against Investment Grade Bond.
IVV has a lower expense ratio. IVV led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IVV | PRIV |
|---|---|---|
| Expense Ratio | 0.03%Best | 0.55% |
| AUM | $876.4B | $816M |
| Dividend Yield | 1.06% | 4.57% |
| Holdings | 508 | 349 |
| YTD Return | +11.03%Best | -1.04% |
| 1Y Return | +15.62%Best | -0.50% |
| 3Y Return (annualized) | +20.81% | - |
| 5Y Return (annualized) | +12.61% | - |
| Volatility (annualized) | 13.3% | 3.3%Best |
| Max Drawdown | -16.2% | -2.8%Best |
| $10,000 over 1.5 years | $13,014Best | $10,386 |
| Fund Family | iShares by BlackRock (US) | SPDR State Street Global Advisors |
| Category | Equity | Fixed Income |
| Style | Large Cap Blend | Investment Grade Bond |
| Inception | May 15, 2000 | Feb 26, 2025 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 1.5 years row, are measured over the window both funds cover: Feb 27, 2025 to Sep 16, 2026 (1.5 years).
IVV vs PRIV growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.5 years both funds cover.
IVV vs PRIV Performance
iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US) and State Street IG Public & Private Credit ETF (PRIV) is an ETF from SPDR State Street Global Advisors. Over the past year IVV returned +15.62% while PRIV returned -0.50%. Year to date, IVV is up 11.03% versus a loss of 1.04% for PRIV.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 13.3% compared with 3.3% for PRIV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -16.2% for IVV and -2.8% for PRIV. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.43. They move together some of the time, and apart the rest.
Fees and Cost Over Time
IVV charges 0.03% per year while PRIV charges 0.55%. On a $10,000 position that is $3 vs $55 annually, a gap of $52 per year that compounds over a long holding period. On income, IVV currently yields 1.06% against 4.57% for PRIV.
You are not choosing between two funds in isolation.
Whichever of IVV and PRIV you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IVV or PRIV?
IVV has an expense ratio of 0.03% while PRIV charges 0.55%. IVV is the cheaper option, by $52 a year on a $10,000 investment.
Which performed better, IVV or PRIV?
Over the past year IVV returned +15.62% vs -0.50% for PRIV, so IVV leads on 1-year performance. Over the longest common window we track (2 years), IVV annualized +19.20% vs +2.56% for PRIV. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, IVV or PRIV?
IVV has been the more volatile fund at 13.3% annualized versus 3.3% for PRIV. Worst drawdown: IVV -16.2% vs PRIV -2.8%.
Should I hold both IVV and PRIV?
IVV and PRIV have a monthly-return correlation of 0.43, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, IVV or PRIV?
IVV yields 1.06% while PRIV yields 4.57%, so PRIV currently pays the higher dividend yield.
Is PRIV better than IVV?
IVV has a lower expense ratio. IVV led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.