PRIV vs VXUS
State Street IG Public & Private Credit ETF vs Vanguard Total International Stock ETF
Which is better, PRIV or VXUS?
Investment Grade Bond against Large Cap Blend.
VXUS has a lower expense ratio. VXUS led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | PRIV | VXUS |
|---|---|---|
| Expense Ratio | 0.55% | 0.05%Best |
| AUM | $816M | $158.1B |
| Dividend Yield | 4.57% | 2.51% |
| Holdings | 349 | 8,747 |
| YTD Return | -1.04% | +12.21%Best |
| 1Y Return | -0.50% | +19.22%Best |
| 3Y Return (annualized) | - | +19.10% |
| 5Y Return (annualized) | - | +8.63% |
| Volatility (annualized) | 3.3%Best | 12.2% |
| Max Drawdown | -2.8%Best | -13.6% |
| $10,000 over 1.5 years | $10,386 | $14,108Best |
| Fund Family | SPDR State Street Global Advisors | Vanguard (US) |
| Category | Fixed Income | Equity |
| Style | Investment Grade Bond | Large Cap Blend |
| Inception | Feb 26, 2025 | Jan 26, 2011 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 1.5 years row, are measured over the window both funds cover: Feb 27, 2025 to Sep 16, 2026 (1.5 years).
PRIV vs VXUS growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.5 years both funds cover.
PRIV vs VXUS Performance
State Street IG Public & Private Credit ETF (PRIV) is an ETF from SPDR State Street Global Advisors and Vanguard Total International Stock ETF (VXUS) is an ETF from Vanguard (US). Over the past year PRIV returned -0.50% while VXUS returned +19.22%. Year to date, PRIV is down 1.04% versus a gain of 12.21% for VXUS.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VXUS has been the more volatile fund, with annualized monthly volatility of 12.2% compared with 3.3% for PRIV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -2.8% for PRIV and -13.6% for VXUS. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.71. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
PRIV charges 0.55% per year while VXUS charges 0.05%. On a $10,000 position that is $55 vs $5 annually, a gap of $50 per year that compounds over a long holding period. On income, PRIV currently yields 4.57% against 2.51% for VXUS.
You are not choosing between two funds in isolation.
Whichever of PRIV and VXUS you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, PRIV or VXUS?
PRIV has an expense ratio of 0.55% while VXUS charges 0.05%. VXUS is the cheaper option, by $50 a year on a $10,000 investment.
Which performed better, PRIV or VXUS?
Over the past year PRIV returned -0.50% vs +19.22% for VXUS, so VXUS leads on 1-year performance. Over the longest common window we track (2 years), PRIV annualized +2.56% vs +25.79% for VXUS. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, PRIV or VXUS?
VXUS has been the more volatile fund at 12.2% annualized versus 3.3% for PRIV. Worst drawdown: PRIV -2.8% vs VXUS -13.6%.
Should I hold both PRIV and VXUS?
PRIV and VXUS have a monthly-return correlation of 0.71, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, PRIV or VXUS?
PRIV yields 4.57% while VXUS yields 2.51%, so PRIV currently pays the higher dividend yield.
Is VXUS better than PRIV?
VXUS has a lower expense ratio. VXUS led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.