IVV vs PULT

IVV vs PULT
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Quick Verdict

IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 508 holdings.

Lower Fees: IVVHigher Returns: IVVMore Diversified: IVV

Side-by-Side Comparison

MetricIVVPULTWinner
Expense Ratio0.03%0.25%
AUM$907.0B$37M
Dividend Yield1.10%4.65%
Holdings508438
YTD Return+12.28%+1.22%
1Y Return+20.94%+4.19%
3Y Return (annualized)+21.81%+5.33%
5Y Return (annualized)+13.05%-
Volatility (annualized)15.1%0.6%
Max Drawdown-56.5%-0.4%
Fund FamilyiShares by BlackRock (US)Franklin Templeton Investments (US)
CategoryEquityFixed Income
InceptionMay 15, 2000Jan 19, 2023

IVV vs PULT Performance

iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and Putnam ESG Ultra Short ETF (PULT) is a ETF from Franklin Templeton Investments (US). Over the past year IVV returned +20.94% while PULT returned +4.19%. Year to date, IVV is up 12.28% versus a gain of 1.22% for PULT.

Over three years, IVV compounded at +21.81% per year against +5.33% for PULT. Across the full 3-year window we track, IVV has the edge at +6.98% annualized vs +5.23%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 0.6% for PULT. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -56.5% for IVV and -0.4% for PULT. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.31. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

IVV charges 0.03% per year while PULT charges 0.25%. On a $10,000 position that is $3 vs $25 annually, a gap of $22 per year that compounds over a long holding period. On income, IVV currently yields 1.10% against 4.65% for PULT.

Holdings Overlap

0.2%overlap

IVV and PULT share 2 holdings out of 825 unique holdings combined, representing a 0.2% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in IVVWeight in PULTDifference
WEC0.06%0.47%0.41%
MAR0.12%0.26%0.14%

Frequently Asked Questions

Which is cheaper, IVV or PULT?

IVV has an expense ratio of 0.03% while PULT charges 0.25%. IVV is the cheaper option. On a $10,000 investment, that is $22 per year of difference.

Which performed better, IVV or PULT?

Over the past year IVV returned +20.94% vs +4.19% for PULT, so IVV leads on 1-year performance. Over the longest common window we track (3 years), IVV annualized +6.98% vs +5.23% for PULT. Past performance does not guarantee future results.

Which is riskier, IVV or PULT?

IVV has been the more volatile fund at 15.1% annualized versus 0.6% for PULT. Worst drawdown: IVV -56.5% vs PULT -0.4%.

Should I hold both IVV and PULT?

IVV and PULT have a monthly-return correlation of 0.31, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between IVV and PULT?

IVV and PULT share 2 common holdings with a 0.2% weight overlap. Combined, they hold 825 unique securities.

Which pays a higher dividend, IVV or PULT?

IVV yields 1.10% while PULT yields 4.65%, so PULT currently pays the higher dividend yield.

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