IVV vs RBIL
iShares Core S&P 500 ETF vs F/m Ultrashort Treasury Inflation-Protected Security (TIPS) ETF
Which is better, IVV or RBIL?
Large Cap Blend against Inflation Protection.
IVV has a lower expense ratio. IVV led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IVV | RBIL |
|---|---|---|
| Expense Ratio | 0.03%Best | 0.17% |
| AUM | $876.4B | $153M |
| Dividend Yield | 1.06% | 4.04% |
| Holdings | 508 | 6 |
| YTD Return | +12.39%Best | +2.64% |
| 1Y Return | +16.61%Best | +3.32% |
| 3Y Return (annualized) | +21.38% | - |
| 5Y Return (annualized) | +13.51% | - |
| Volatility (annualized) | 13.1% | 1.0%Best |
| Max Drawdown | -16.2% | -0.6%Best |
| $10,000 over 1.6 years | $13,172Best | $10,630 |
| Top 10 Weight | 37.8% | - |
| Fund Family | iShares by BlackRock (US) | US Benchmark Series |
| Category | Equity | Fixed Income |
| Style | Large Cap Blend | Inflation Protection |
| Inception | May 15, 2000 | Feb 24, 2025 |
Volatility and max drawdown, and the $10,000 over 1.6 years row, are measured over the window both funds cover: Feb 25, 2025 to Sep 18, 2026 (1.6 years).
IVV vs RBIL growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.6 years both funds cover.
IVV vs RBIL Performance
iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US) and F/m Ultrashort Treasury Inflation-Protected Security (TIPS) ETF (RBIL) is an ETF from US Benchmark Series. Over the past year IVV returned +16.61% while RBIL returned +3.32%. Year to date, IVV is up 12.39% versus a gain of 2.64% for RBIL.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 13.1% compared with 1.0% for RBIL. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -16.2% for IVV and -0.6% for RBIL. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at -0.27. They move largely independently of each other.
Fees and Cost Over Time
IVV charges 0.03% per year while RBIL charges 0.17%. On a $10,000 position that is $3 vs $17 annually, a gap of $14 per year that compounds over a long holding period. On income, IVV currently yields 1.06% against 4.04% for RBIL.
Holdings Overlap
We hold position weights for 490 holdings in IVV and 5 in RBIL, totalling 99.3% and 99.9% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 490 positions we hold weights for in IVV and 5 in RBIL, against full books of 508 and 6.
What only one of them owns
Our book lists 5 positions for RBIL that do not appear in our book for IVV (99.9% of the fund), and 482 for IVV that do not appear in RBIL (98.6%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of IVV and RBIL you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IVV or RBIL?
IVV has an expense ratio of 0.03% while RBIL charges 0.17%. IVV is the cheaper option, by $14 a year on a $10,000 investment.
Which performed better, IVV or RBIL?
Over the past year IVV returned +16.61% vs +3.32% for RBIL, so IVV leads on 1-year performance. Over the longest common window we track (2 years), IVV annualized +18.79% vs +3.89% for RBIL. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, IVV or RBIL?
IVV has been the more volatile fund at 13.1% annualized versus 1.0% for RBIL. Worst drawdown: IVV -16.2% vs RBIL -0.6%.
Should I hold both IVV and RBIL?
IVV and RBIL have a monthly-return correlation of -0.27, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, IVV or RBIL?
IVV yields 1.06% while RBIL yields 4.04%, so RBIL currently pays the higher dividend yield.
Is RBIL better than IVV?
IVV has a lower expense ratio. IVV led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.