IVV vs RBLY

Quick Verdict

IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 508 holdings.

Lower Fees: IVVHigher Returns: IVVMore Diversified: IVV

Side-by-Side Comparison

MetricIVVRBLYWinner
Expense Ratio0.03%0.99%
AUM$865.2B$3M
Dividend Yield1.09%119.62%
Holdings50825
YTD Return+14.50%-54.48%
1Y Return+22.02%-68.54%
3Y Return (annualized)+21.80%-
5Y Return (annualized)+13.37%-
Volatility (annualized)15.1%42.0%
Max Drawdown-56.5%-72.3%
Fund FamilyiShares by BlackRock (US)YieldMax ETF
CategoryEquityAlternative
InceptionMay 15, 2000Jul 28, 2025

IVV vs RBLY Performance

iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and YieldMax RBLX Option Income Strategy ETF (RBLY) is a ETF from YieldMax ETF. Over the past year IVV returned +22.02% while RBLY returned -68.54%. Year to date, IVV is up 14.50% versus a loss of 54.48% for RBLY.

Risk: Volatility and Drawdowns

RBLY has been the more volatile fund, with annualized monthly volatility of 42.0% compared with 15.1% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -56.5% for IVV and -72.3% for RBLY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.11. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

IVV charges 0.03% per year while RBLY charges 0.99%. On a $10,000 position that is $3 vs $99 annually, a gap of $96 per year that compounds over a long holding period. On income, IVV currently yields 1.09% against 119.62% for RBLY.

Holdings Overlap

0.0%overlap

IVV and RBLY share 0 holdings out of 507 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, IVV or RBLY?

IVV has an expense ratio of 0.03% while RBLY charges 0.99%. IVV is the cheaper option. On a $10,000 investment, that is $96 per year of difference.

Which performed better, IVV or RBLY?

Over the past year IVV returned +22.02% vs -68.54% for RBLY, so IVV leads on 1-year performance. Over the longest common window we track (1 years), IVV annualized +7.07% vs -64.34% for RBLY. Past performance does not guarantee future results.

Which is riskier, IVV or RBLY?

RBLY has been the more volatile fund at 42.0% annualized versus 15.1% for IVV. Worst drawdown: IVV -56.5% vs RBLY -72.3%.

Should I hold both IVV and RBLY?

IVV and RBLY have a monthly-return correlation of 0.11, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between IVV and RBLY?

IVV and RBLY share 0 common holdings with a 0.0% weight overlap. Combined, they hold 507 unique securities.

Which pays a higher dividend, IVV or RBLY?

IVV yields 1.09% while RBLY yields 119.62%, so RBLY currently pays the higher dividend yield.

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