RBLY vs SCHD
YieldMax RBLX Option Income Strategy ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | RBLY | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.99% | 0.06% | |
| AUM | $3M | $103.7B | |
| Dividend Yield | 119.62% | 3.31% | |
| Holdings | 25 | 104 | |
| YTD Return | -54.50% | +25.33% | |
| 1Y Return | -69.24% | +32.31% | |
| 3Y Return (annualized) | - | +15.40% | |
| 5Y Return (annualized) | - | +9.70% | |
| Volatility (annualized) | 42.0% | 13.6% | |
| Max Drawdown | -71.7% | -33.4% | |
| Fund Family | YieldMax ETF | Charles Schwab Asset Management | |
| Category | Alternative | Equity | |
| Inception | Jul 28, 2025 | Oct 20, 2011 |
RBLY vs SCHD Performance
YieldMax RBLX Option Income Strategy ETF (RBLY) is a ETF from YieldMax ETF and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year RBLY returned -69.24% while SCHD returned +32.31%. Year to date, RBLY is down 54.50% versus a gain of 25.33% for SCHD.
Risk: Volatility and Drawdowns
RBLY has been the more volatile fund, with annualized monthly volatility of 42.0% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -71.7% for RBLY and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at -0.26. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
RBLY charges 0.99% per year while SCHD charges 0.06%. On a $10,000 position that is $99 vs $6 annually, a gap of $93 per year that compounds over a long holding period. On income, RBLY currently yields 119.62% against 3.31% for SCHD.
Holdings Overlap
RBLY and SCHD share 0 holdings out of 102 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, RBLY or SCHD?
RBLY has an expense ratio of 0.99% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $93 per year of difference.
Which performed better, RBLY or SCHD?
Over the past year RBLY returned -69.24% vs +32.31% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (1 years), RBLY annualized -64.65% vs +11.45% for SCHD. Past performance does not guarantee future results.
Which is riskier, RBLY or SCHD?
RBLY has been the more volatile fund at 42.0% annualized versus 13.6% for SCHD. Worst drawdown: RBLY -71.7% vs SCHD -33.4%.
Should I hold both RBLY and SCHD?
RBLY and SCHD have a monthly-return correlation of -0.26, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between RBLY and SCHD?
RBLY and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 102 unique securities.
Which pays a higher dividend, RBLY or SCHD?
RBLY yields 119.62% while SCHD yields 3.31%, so RBLY currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.