IVV vs RFLR
iShares Core S&P 500 ETF vs Innovator US Small Cap Managed Floor ETF
Which is better, IVV or RFLR?
IVV has been ahead.
IVV has a lower expense ratio. IVV led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IVV | RFLR |
|---|---|---|
| Expense Ratio | 0.03%Best | 0.89% |
| AUM | $876.4B | $95M |
| Dividend Yield | 1.06% | 0.59% |
| Holdings | 508 | 841 |
| YTD Return | +12.51%Best | +12.33% |
| 1Y Return | +17.57%Best | +17.02% |
| 3Y Return (annualized) | +21.27% | - |
| 5Y Return (annualized) | +12.95% | - |
| Volatility (annualized) | 12.6% | 11.2%Best |
| Max Drawdown | -18.8% | -15.5%Best |
| $10,000 over 2 years | $13,955Best | $12,939 |
| Fund Family | iShares by BlackRock (US) | Innovator ETFs Trust |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | May 15, 2000 | Sep 17, 2024 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 2 years row, are measured over the window both funds cover: Sep 17, 2024 to Sep 11, 2026 (2 years).
IVV vs RFLR growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2 years both funds cover.
IVV vs RFLR Performance
iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US) and Innovator US Small Cap Managed Floor ETF (RFLR) is an ETF from Innovator ETFs Trust. Over the past year IVV returned +17.57% while RFLR returned +17.02%. Year to date, IVV is up 12.51% versus a gain of 12.33% for RFLR.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 12.6% compared with 11.2% for RFLR. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -18.8% for IVV and -15.5% for RFLR. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.67. They move together some of the time, and apart the rest.
Fees and Cost Over Time
IVV charges 0.03% per year while RFLR charges 0.89%. On a $10,000 position that is $3 vs $89 annually, a gap of $86 per year that compounds over a long holding period. On income, IVV currently yields 1.06% against 0.59% for RFLR.
Holdings Overlap
At least 2.0% of IVV's money is in holdings RFLR also owns.
Stated as a floor: for RFLR, our book for it covers 90.3% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
IVV and RFLR share little of their money.
2 positions in common, counted across the 505 positions we hold weights for in IVV and 770 in RFLR, against full books of 508 and 841.
You are not choosing between two funds in isolation.
Whichever of IVV and RFLR you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IVV or RFLR?
IVV has an expense ratio of 0.03% while RFLR charges 0.89%. IVV is the cheaper option, by $86 a year on a $10,000 investment.
Which performed better, IVV or RFLR?
Over the past year IVV returned +17.57% vs +17.02% for RFLR, so IVV leads on 1-year performance. Over the longest common window we track (2 years), IVV annualized +18.13% vs +13.75% for RFLR. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, IVV or RFLR?
IVV has been the more volatile fund at 12.6% annualized versus 11.2% for RFLR. Worst drawdown: IVV -18.8% vs RFLR -15.5%.
Should I hold both IVV and RFLR?
IVV and RFLR have a monthly-return correlation of 0.67, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between IVV and RFLR?
At least 2.0% of IVV's money is in holdings RFLR also owns. Our book for RFLR is partial, so the real figure is this or higher. They hold 2 positions in common, counted across the 505 positions we hold weights for in IVV and 770 in RFLR.
Which pays a higher dividend, IVV or RFLR?
IVV yields 1.06% while RFLR yields 0.59%, so IVV currently pays the higher dividend yield.
Is RFLR better than IVV?
IVV has a lower expense ratio. IVV led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.