IVV vs RIET
iShares Core S&P 500 ETF vs Hoya Capital High Dividend Yield ETF
Quick Verdict
IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | IVV | RIET | Winner |
|---|---|---|---|
| Expense Ratio | 0.03% | 0.50% | |
| AUM | $865.2B | $109M | |
| Dividend Yield | 1.09% | 10.56% | |
| Holdings | 508 | 100 | |
| YTD Return | +13.72% | +7.96% | |
| 1Y Return | +21.64% | +10.98% | |
| 3Y Return (annualized) | +21.55% | +7.15% | |
| 5Y Return (annualized) | +13.27% | -0.52% | |
| Volatility (annualized) | 15.1% | 20.8% | |
| Max Drawdown | -56.5% | -34.6% | |
| Fund Family | iShares by BlackRock (US) | Hoya Capital Real Estate, LLC | |
| Category | Equity | Equity | |
| Inception | May 15, 2000 | Sep 21, 2021 |
IVV vs RIET Performance
iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and Hoya Capital High Dividend Yield ETF (RIET) is a ETF from Hoya Capital Real Estate, LLC. Over the past year IVV returned +21.64% while RIET returned +10.98%. Year to date, IVV is up 13.72% versus a gain of 7.96% for RIET.
Over three years, IVV compounded at +21.55% per year against +7.15% for RIET; over five years the annualized figures are +13.27% and -0.52% respectively. Across the full 5-year window we track, IVV has the edge at +7.04% annualized vs -0.52%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
RIET has been the more volatile fund, with annualized monthly volatility of 20.8% compared with 15.1% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -56.5% for IVV and -34.6% for RIET. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.78. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
IVV charges 0.03% per year while RIET charges 0.50%. On a $10,000 position that is $3 vs $50 annually, a gap of $47 per year that compounds over a long holding period. On income, IVV currently yields 1.09% against 10.56% for RIET.
Holdings Overlap
IVV and RIET share 4 holdings out of 597 unique holdings combined, representing a 0.2% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, IVV or RIET?
IVV has an expense ratio of 0.03% while RIET charges 0.50%. IVV is the cheaper option. On a $10,000 investment, that is $47 per year of difference.
Which performed better, IVV or RIET?
Over the past year IVV returned +21.64% vs +10.98% for RIET, so IVV leads on 1-year performance. Over the longest common window we track (5 years), IVV annualized +7.04% vs -0.52% for RIET. Past performance does not guarantee future results.
Which is riskier, IVV or RIET?
RIET has been the more volatile fund at 20.8% annualized versus 15.1% for IVV. Worst drawdown: IVV -56.5% vs RIET -34.6%.
Should I hold both IVV and RIET?
IVV and RIET have a monthly-return correlation of 0.78, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between IVV and RIET?
IVV and RIET share 4 common holdings with a 0.2% weight overlap. Combined, they hold 597 unique securities.
Which pays a higher dividend, IVV or RIET?
IVV yields 1.09% while RIET yields 10.56%, so RIET currently pays the higher dividend yield.
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