IVV vs RIET
iShares Core S&P 500 ETF vs Hoya Capital High Dividend Yield ETF
Which is better, IVV or RIET?
Large Cap Blend against Mid Cap Value.
IVV has a lower expense ratio. IVV led over 1Y, 3Y, 5Y and the full window. RIET is less concentrated, with 17.6% of the fund in its ten largest positions against 37.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IVV | RIET |
|---|---|---|
| Expense Ratio | 0.03%Best | 0.50% |
| AUM | $876.4B | $109M |
| Dividend Yield | 1.06% | 10.97% |
| Holdings | 508 | 103 |
| YTD Return | +14.14%Best | +3.37% |
| 1Y Return | +17.30%Best | +2.28% |
| 3Y Return (annualized) | +23.04%Best | +7.33% |
| 5Y Return (annualized) | +13.63%Best | -1.36% |
| Volatility (annualized) | 15.7%Best | 20.7% |
| Max Drawdown | -24.5%Best | -34.6% |
| $10,000 over 5 years | $18,944Best | $9,338 |
| Top 10 Weight | 37.8% | 17.6%Best |
| Fund Family | iShares by BlackRock (US) | Hoya Capital Real Estate, LLC |
| Category | Equity | Equity |
| Style | Large Cap Blend | Mid Cap Value |
| Inception | May 15, 2000 | Sep 21, 2021 |
Volatility and max drawdown are measured over the window both funds cover: Sep 22, 2021 to Sep 22, 2026 (5 years).
IVV vs RIET growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 5 years both funds cover.
IVV vs RIET Performance
iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US) and Hoya Capital High Dividend Yield ETF (RIET) is an ETF from Hoya Capital Real Estate, LLC. Over the past year IVV returned +17.30% while RIET returned +2.28%. Year to date, IVV is up 14.14% versus a gain of 3.37% for RIET.
Over three years, IVV compounded at +23.04% per year against +7.33% for RIET; over five years the annualized figures are +13.63% and -1.36% respectively.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
RIET has been the more volatile fund, with annualized monthly volatility of 20.7% compared with 15.7% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -24.5% for IVV and -34.6% for RIET. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.77. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
IVV charges 0.03% per year while RIET charges 0.50%. On a $10,000 position that is $3 vs $50 annually, a gap of $47 per year that compounds over a long holding period. On income, IVV currently yields 1.06% against 10.97% for RIET.
Holdings Overlap
0.1% of IVV's money is in holdings RIET also owns. 3.0% of RIET's money is in holdings IVV also owns.
RIET and IVV share little of their money.
2 positions in common, counted across the 490 positions we hold weights for in IVV and 95 in RIET, against full books of 508 and 103.
What only one of them owns
Measured across the 490 and 95 positions we hold weights for.
IVV holds 480 positions RIET does not, 98.6% of the fund.
Largest: NVDA 8.07%, AAPL 7.02%, MSFT 5.69%, AMZN 3.84%, GOOGL 3.00%
You are not choosing between two funds in isolation.
Whichever of IVV and RIET you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IVV or RIET?
IVV has an expense ratio of 0.03% while RIET charges 0.50%. IVV is the cheaper option, by $47 a year on a $10,000 investment.
Which performed better, IVV or RIET?
Over the past year IVV returned +17.30% vs +2.28% for RIET, so IVV leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, IVV or RIET?
RIET has been the more volatile fund at 20.7% annualized versus 15.7% for IVV. Worst drawdown: IVV -24.5% vs RIET -34.6%.
Should I hold both IVV and RIET?
IVV and RIET have a monthly-return correlation of 0.77, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between IVV and RIET?
3.0% of RIET's money is in holdings IVV also owns. 3.0% of RIET's is in holdings IVV also owns. They hold 2 positions in common, counted across the 490 positions we hold weights for in IVV and 95 in RIET.
Which pays a higher dividend, IVV or RIET?
IVV yields 1.06% while RIET yields 10.97%, so RIET currently pays the higher dividend yield.
Is RIET better than IVV?
IVV has a lower expense ratio. IVV led over 1Y, 3Y, 5Y and the full window. RIET is less concentrated, with 17.6% of the fund in its ten largest positions against 37.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.