IVV vs RJMI
iShares Core S&P 500 ETF vs RJ Eagle Municipal Income ETF
Quick Verdict
IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 508 holdings.
Side-by-Side Comparison
| Metric | IVV | RJMI | Winner |
|---|---|---|---|
| Expense Ratio | 0.03% | 0.41% | |
| AUM | $907.0B | $38M | |
| Dividend Yield | 1.10% | 2.60% | |
| Holdings | 508 | 118 | |
| YTD Return | +12.71% | +0.01% | |
| 1Y Return | +21.89% | +2.90% | |
| 3Y Return (annualized) | +22.08% | - | |
| 5Y Return (annualized) | +12.96% | - | |
| Volatility (annualized) | 15.1% | - | |
| Max Drawdown | -56.5% | -3.0% | |
| Fund Family | iShares by BlackRock (US) | Raymond James Financial, Inc. | |
| Category | Equity | Fixed Income | |
| Inception | May 15, 2000 | Oct 2, 2025 |
IVV vs RJMI Performance
iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and RJ Eagle Municipal Income ETF (RJMI) is a ETF from Raymond James Financial, Inc.. Over the past year IVV returned +21.89% while RJMI returned +2.90%. Year to date, IVV is up 12.71% versus a gain of 0.01% for RJMI.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -56.5% for IVV and -3.0% for RJMI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
IVV charges 0.03% per year while RJMI charges 0.41%. On a $10,000 position that is $3 vs $41 annually, a gap of $38 per year that compounds over a long holding period. On income, IVV currently yields 1.10% against 2.60% for RJMI.
Holdings Overlap
IVV and RJMI share 0 holdings out of 528 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, IVV or RJMI?
IVV has an expense ratio of 0.03% while RJMI charges 0.41%. IVV is the cheaper option. On a $10,000 investment, that is $38 per year of difference.
Which performed better, IVV or RJMI?
Over the past year IVV returned +21.89% vs +2.90% for RJMI, so IVV leads on 1-year performance. Past performance does not guarantee future results.
What is the holdings overlap between IVV and RJMI?
IVV and RJMI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 528 unique securities.
Which pays a higher dividend, IVV or RJMI?
IVV yields 1.10% while RJMI yields 2.60%, so RJMI currently pays the higher dividend yield.
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