RJMI vs VYM

RJMI vs VYM
See what your portfolio actually owns
Your funds unpacked, overlap, fees and score, free on screen. The full report is $25, once. Download sample.
X-ray my portfolio free

Quick Verdict

VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 616 holdings.

Lower Fees: VYMHigher Returns: VYMMore Diversified: VYM

Side-by-Side Comparison

MetricRJMIVYMWinner
Expense Ratio0.41%0.04%
AUM$38M$81.6B
Dividend Yield2.60%2.24%
Holdings118616
YTD Return+0.01%+14.66%
1Y Return+2.90%+22.16%
3Y Return (annualized)-+18.72%
5Y Return (annualized)-+12.18%
Volatility (annualized)-14.6%
Max Drawdown-3.0%-58.8%
Fund FamilyRaymond James Financial, Inc.Vanguard (US)
CategoryFixed IncomeEquity
InceptionOct 2, 2025Nov 10, 2006

RJMI vs VYM Performance

RJ Eagle Municipal Income ETF (RJMI) is a ETF from Raymond James Financial, Inc. and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year RJMI returned +2.90% while VYM returned +22.16%. Year to date, RJMI is up 0.01% versus a gain of 14.66% for VYM.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -3.0% for RJMI and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

RJMI charges 0.41% per year while VYM charges 0.04%. On a $10,000 position that is $41 vs $4 annually, a gap of $37 per year that compounds over a long holding period. On income, RJMI currently yields 2.60% against 2.24% for VYM.

Holdings Overlap

0.0%overlap

RJMI and VYM share 0 holdings out of 626 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, RJMI or VYM?

RJMI has an expense ratio of 0.41% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $37 per year of difference.

Which performed better, RJMI or VYM?

Over the past year RJMI returned +2.90% vs +22.16% for VYM, so VYM leads on 1-year performance. Past performance does not guarantee future results.

What is the holdings overlap between RJMI and VYM?

RJMI and VYM share 0 common holdings with a 0.0% weight overlap. Combined, they hold 626 unique securities.

Which pays a higher dividend, RJMI or VYM?

RJMI yields 2.60% while VYM yields 2.24%, so RJMI currently pays the higher dividend yield.

Get Full ETF Analytics

Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.

See what your portfolio actually owns
Your funds unpacked, overlap, fees and score, free on screen. The full report is $25, once. Download sample.
X-ray my portfolio free