IVV vs SFLO
iShares Core S&P 500 ETF vs VictoryShares Small Cap Free Cash Flow ETF
Quick Verdict
IVV has a lower expense ratio. SFLO delivered stronger 1-year returns. IVV offers more diversification with 508 holdings.
Side-by-Side Comparison
| Metric | IVV | SFLO | Winner |
|---|---|---|---|
| Expense Ratio | 0.03% | 0.49% | |
| AUM | $886.7B | $802M | |
| Dividend Yield | 1.10% | 0.73% | |
| Holdings | 508 | 201 | |
| YTD Return | +12.64% | +36.75% | |
| 1Y Return | +20.92% | +39.48% | |
| 3Y Return (annualized) | +21.07% | - | |
| 5Y Return (annualized) | +12.62% | - | |
| Volatility (annualized) | 15.1% | 16.6% | |
| Max Drawdown | -56.5% | -26.6% | |
| Fund Family | iShares by BlackRock (US) | Victory Capital Management Inc. | |
| Category | Equity | Equity | |
| Inception | May 15, 2000 | Dec 21, 2023 |
IVV vs SFLO Performance
iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and VictoryShares Small Cap Free Cash Flow ETF (SFLO) is a ETF from Victory Capital Management Inc.. Over the past year IVV returned +20.92% while SFLO returned +39.48%. Year to date, IVV is up 12.64% versus a gain of 36.75% for SFLO.
Risk: Volatility and Drawdowns
SFLO has been the more volatile fund, with annualized monthly volatility of 16.6% compared with 15.1% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -56.5% for IVV and -26.6% for SFLO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.62. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
IVV charges 0.03% per year while SFLO charges 0.49%. On a $10,000 position that is $3 vs $49 annually, a gap of $46 per year that compounds over a long holding period. On income, IVV currently yields 1.10% against 0.73% for SFLO.
Holdings Overlap
IVV and SFLO share 6 holdings out of 698 unique holdings combined, representing a 0.1% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, IVV or SFLO?
IVV has an expense ratio of 0.03% while SFLO charges 0.49%. IVV is the cheaper option. On a $10,000 investment, that is $46 per year of difference.
Which performed better, IVV or SFLO?
Over the past year IVV returned +20.92% vs +39.48% for SFLO, so SFLO leads on 1-year performance. Over the longest common window we track (3 years), IVV annualized +6.98% vs +19.84% for SFLO. Past performance does not guarantee future results.
Which is riskier, IVV or SFLO?
SFLO has been the more volatile fund at 16.6% annualized versus 15.1% for IVV. Worst drawdown: IVV -56.5% vs SFLO -26.6%.
Should I hold both IVV and SFLO?
IVV and SFLO have a monthly-return correlation of 0.62, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between IVV and SFLO?
IVV and SFLO share 6 common holdings with a 0.1% weight overlap. Combined, they hold 698 unique securities.
Which pays a higher dividend, IVV or SFLO?
IVV yields 1.10% while SFLO yields 0.73%, so IVV currently pays the higher dividend yield.
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