IVV vs SOFR
iShares Core S&P 500 ETF vs Amplify Samsung SOFR ETF
Quick Verdict
IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | IVV | SOFR | Winner |
|---|---|---|---|
| Expense Ratio | 0.03% | 0.20% | |
| AUM | $865.2B | $453M | |
| Dividend Yield | 1.09% | 4.20% | |
| Holdings | 508 | 6 | |
| YTD Return | +13.43% | +2.16% | |
| 1Y Return | +22.61% | +3.83% | |
| 3Y Return (annualized) | +21.47% | - | |
| 5Y Return (annualized) | +13.26% | - | |
| Volatility (annualized) | 15.1% | 0.4% | |
| Max Drawdown | -56.5% | -0.4% | |
| Fund Family | iShares by BlackRock (US) | Amplify ETFs | |
| Category | Equity | Alternative | |
| Inception | May 15, 2000 | Nov 15, 2023 |
IVV vs SOFR Performance
iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and Amplify Samsung SOFR ETF (SOFR) is a ETF from Amplify ETFs. Over the past year IVV returned +22.61% while SOFR returned +3.83%. Year to date, IVV is up 13.43% versus a gain of 2.16% for SOFR.
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 0.4% for SOFR. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -56.5% for IVV and -0.4% for SOFR. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.18. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
IVV charges 0.03% per year while SOFR charges 0.20%. On a $10,000 position that is $3 vs $20 annually, a gap of $17 per year that compounds over a long holding period. On income, IVV currently yields 1.09% against 4.20% for SOFR.
Holdings Overlap
IVV and SOFR share 0 holdings out of 506 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, IVV or SOFR?
IVV has an expense ratio of 0.03% while SOFR charges 0.20%. IVV is the cheaper option. On a $10,000 investment, that is $17 per year of difference.
Which performed better, IVV or SOFR?
Over the past year IVV returned +22.61% vs +3.83% for SOFR, so IVV leads on 1-year performance. Over the longest common window we track (3 years), IVV annualized +7.03% vs +4.53% for SOFR. Past performance does not guarantee future results.
Which is riskier, IVV or SOFR?
IVV has been the more volatile fund at 15.1% annualized versus 0.4% for SOFR. Worst drawdown: IVV -56.5% vs SOFR -0.4%.
Should I hold both IVV and SOFR?
IVV and SOFR have a monthly-return correlation of 0.18, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between IVV and SOFR?
IVV and SOFR share 0 common holdings with a 0.0% weight overlap. Combined, they hold 506 unique securities.
Which pays a higher dividend, IVV or SOFR?
IVV yields 1.09% while SOFR yields 4.20%, so SOFR currently pays the higher dividend yield.
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