SOFR vs VYM
Amplify Samsung SOFR ETF vs Vanguard High Dividend Yield ETF
Quick Verdict
VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 558 holdings.
Side-by-Side Comparison
| Metric | SOFR | VYM | Winner |
|---|---|---|---|
| Expense Ratio | 0.20% | 0.04% | |
| AUM | $453M | $79.0B | |
| Dividend Yield | 4.20% | 2.86% | |
| Holdings | 6 | 568 | |
| YTD Return | +2.16% | +16.16% | |
| 1Y Return | +3.83% | +26.05% | |
| 3Y Return (annualized) | - | +18.43% | |
| 5Y Return (annualized) | - | +12.21% | |
| Volatility (annualized) | 0.4% | 14.6% | |
| Max Drawdown | -0.4% | -58.8% | |
| Fund Family | Amplify ETFs | Vanguard (US) | |
| Category | Alternative | Equity | |
| Inception | Nov 15, 2023 | Nov 10, 2006 |
SOFR vs VYM Performance
Amplify Samsung SOFR ETF (SOFR) is a ETF from Amplify ETFs and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year SOFR returned +3.83% while VYM returned +26.05%. Year to date, SOFR is up 2.16% versus a gain of 16.16% for VYM.
Risk: Volatility and Drawdowns
VYM has been the more volatile fund, with annualized monthly volatility of 14.6% compared with 0.4% for SOFR. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -0.4% for SOFR and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.25. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
SOFR charges 0.20% per year while VYM charges 0.04%. On a $10,000 position that is $20 vs $4 annually, a gap of $16 per year that compounds over a long holding period. On income, SOFR currently yields 4.20% against 2.86% for VYM.
Holdings Overlap
SOFR and VYM share 0 holdings out of 559 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, SOFR or VYM?
SOFR has an expense ratio of 0.20% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $16 per year of difference.
Which performed better, SOFR or VYM?
Over the past year SOFR returned +3.83% vs +26.05% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (3 years), SOFR annualized +4.53% vs +7.09% for VYM. Past performance does not guarantee future results.
Which is riskier, SOFR or VYM?
VYM has been the more volatile fund at 14.6% annualized versus 0.4% for SOFR. Worst drawdown: SOFR -0.4% vs VYM -58.8%.
Should I hold both SOFR and VYM?
SOFR and VYM have a monthly-return correlation of 0.25, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between SOFR and VYM?
SOFR and VYM share 0 common holdings with a 0.0% weight overlap. Combined, they hold 559 unique securities.
Which pays a higher dividend, SOFR or VYM?
SOFR yields 4.20% while VYM yields 2.86%, so SOFR currently pays the higher dividend yield.
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