IVV vs SPTI
iShares Core S&P 500 ETF vs State Street SPDR Portfolio Intermediate Term Treasury ETF
Quick Verdict
IVV delivered stronger 1-year returns. IVV offers more diversification with 508 holdings.
Side-by-Side Comparison
| Metric | IVV | SPTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.03% | 0.03% | |
| AUM | $907.0B | $10.7B | |
| Dividend Yield | 1.10% | 3.89% | |
| Holdings | 508 | 107 | |
| YTD Return | +12.28% | -0.26% | |
| 1Y Return | +20.94% | +1.61% | |
| 3Y Return (annualized) | +21.81% | +4.16% | |
| 5Y Return (annualized) | +13.05% | -0.18% | |
| Volatility (annualized) | 15.1% | 3.8% | |
| Max Drawdown | -56.5% | -16.3% | |
| Fund Family | iShares by BlackRock (US) | State Street Investment Management | |
| Category | Equity | Fixed Income | |
| Inception | May 15, 2000 | May 23, 2007 |
IVV vs SPTI Performance
iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and State Street SPDR Portfolio Intermediate Term Treasury ETF (SPTI) is a ETF from State Street Investment Management. Over the past year IVV returned +20.94% while SPTI returned +1.61%. Year to date, IVV is up 12.28% versus a loss of 0.26% for SPTI.
Over three years, IVV compounded at +21.81% per year against +4.16% for SPTI; over five years the annualized figures are +13.05% and -0.18% respectively. Across the full 19-year window we track, IVV has the edge at +6.98% annualized vs +1.09%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 3.8% for SPTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -56.5% for IVV and -16.3% for SPTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at -0.03. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
IVV charges 0.03% per year while SPTI charges 0.03%. On a $10,000 position that is $3 vs $3 annually. On income, IVV currently yields 1.10% against 3.89% for SPTI.
Holdings Overlap
IVV and SPTI share 0 holdings out of 512 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, IVV or SPTI?
IVV has an expense ratio of 0.03% while SPTI charges 0.03%. They cost the same. On a $10,000 investment, that is $0 per year of difference.
Which performed better, IVV or SPTI?
Over the past year IVV returned +20.94% vs +1.61% for SPTI, so IVV leads on 1-year performance. Over the longest common window we track (19 years), IVV annualized +6.98% vs +1.09% for SPTI. Past performance does not guarantee future results.
Which is riskier, IVV or SPTI?
IVV has been the more volatile fund at 15.1% annualized versus 3.8% for SPTI. Worst drawdown: IVV -56.5% vs SPTI -16.3%.
Should I hold both IVV and SPTI?
IVV and SPTI have a monthly-return correlation of -0.03, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between IVV and SPTI?
IVV and SPTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 512 unique securities.
Which pays a higher dividend, IVV or SPTI?
IVV yields 1.10% while SPTI yields 3.89%, so SPTI currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.