SPTI vs VXUS
State Street SPDR Portfolio Intermediate Term Treasury ETF vs Vanguard Total International Stock ETF
Which is better, SPTI or VXUS?
VXUS has been ahead.
SPTI has a lower expense ratio. VXUS led over 1Y, 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SPTI | VXUS |
|---|---|---|
| Expense Ratio | 0.03%Best | 0.05% |
| AUM | $10.6B | $158.1B |
| Dividend Yield | 3.91% | 2.51% |
| Holdings | 105 | 8,747 |
| YTD Return | -1.70% | +14.48%Best |
| 1Y Return | -1.18% | +22.28%Best |
| 3Y Return (annualized) | +3.48% | +20.00%Best |
| 5Y Return (annualized) | -0.45% | +8.91%Best |
| Volatility (annualized) | 3.7%Best | 15.0% |
| Max Drawdown | -16.3%Best | -39.9% |
| $10,000 over 5 years | $9,777 | $15,323Best |
| Fund Family | State Street Investment Management | Vanguard (US) |
| Category | Fixed Income | Equity |
| Style | - | Large Cap Blend |
| Inception | May 23, 2007 | Jan 26, 2011 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Jan 28, 2011 to Sep 11, 2026 (15.6 years).
SPTI vs VXUS growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 15.6 years both funds cover.
SPTI vs VXUS Performance
State Street SPDR Portfolio Intermediate Term Treasury ETF (SPTI) is an ETF from State Street Investment Management and Vanguard Total International Stock ETF (VXUS) is an ETF from Vanguard (US). Over the past year SPTI returned -1.18% while VXUS returned +22.28%. Year to date, SPTI is down 1.70% versus a gain of 14.48% for VXUS.
Over three years, SPTI compounded at +3.48% per year against +20.00% for VXUS; over five years the annualized figures are -0.45% and +8.91% respectively. Across the full 16-year window we track, VXUS has the edge at +4.82% annualized vs +0.53%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VXUS has been the more volatile fund, with annualized monthly volatility of 15.0% compared with 3.7% for SPTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -16.3% for SPTI and -39.9% for VXUS. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.16. They move largely independently of each other.
Fees and Cost Over Time
SPTI charges 0.03% per year while VXUS charges 0.05%. On a $10,000 position that is $3 vs $5 annually, a gap of $2 per year that compounds over a long holding period. On income, SPTI currently yields 3.91% against 2.51% for VXUS.
Holdings Overlap
We hold position weights for 7 holdings in SPTI and 8,091 in VXUS, totalling 5.8% and 87.7% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 7 positions we hold weights for in SPTI and 8,091 in VXUS, against full books of 105 and 8,747.
You are not choosing between two funds in isolation.
Whichever of SPTI and VXUS you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SPTI or VXUS?
SPTI has an expense ratio of 0.03% while VXUS charges 0.05%. SPTI is the cheaper option, by $2 a year on a $10,000 investment.
Which performed better, SPTI or VXUS?
Over the past year SPTI returned -1.18% vs +22.28% for VXUS, so VXUS leads on 1-year performance. Over the longest common window we track (16 years), SPTI annualized +0.53% vs +4.82% for VXUS. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SPTI or VXUS?
VXUS has been the more volatile fund at 15.0% annualized versus 3.7% for SPTI. Worst drawdown: SPTI -16.3% vs VXUS -39.9%.
Should I hold both SPTI and VXUS?
SPTI and VXUS have a monthly-return correlation of 0.16, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, SPTI or VXUS?
SPTI yields 3.91% while VXUS yields 2.51%, so SPTI currently pays the higher dividend yield.
Is VXUS better than SPTI?
SPTI has a lower expense ratio. VXUS led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.