IVV vs SSPX

IVV vs SSPX

Which is better, IVV or SSPX?

Large Cap Blend against Large Cap Growth.

IVV has a lower expense ratio. IVV led over 1Y and the full window. The two have moved almost in lockstep, correlation 0.96.

Lower Fees: IVVHigher Returns: IVV

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricIVVSSPX
Expense Ratio0.03%Best0.55%
AUM$876.4B$10M
Dividend Yield1.06%0.30%
Holdings5086
Volatility (annualized)16.2%Best18.9%
Max Drawdown-24.5%Best-34.0%
$10,000 over 4.1 years$15,938Best$12,842
Fund FamilyiShares by BlackRock (US)Janus Henderson Investors
CategoryEquityEquity
StyleLarge Cap BlendLarge Cap Growth
InceptionMay 15, 2000Sep 8, 2021

Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized), Top 10 Weight.

The two price series end 350 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. IVV has data through Sep 24, 2026 and SSPX through Oct 9, 2025.

Volatility and max drawdown, and the $10,000 over 4.1 years row, are measured over the window both funds cover: Sep 9, 2021 to Oct 9, 2025 (4.1 years).

Risk: Volatility and Drawdowns

SSPX has been the more volatile fund, with annualized monthly volatility of 18.9% compared with 16.2% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -24.5% for IVV and -34.0% for SSPX. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.96. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

IVV charges 0.03% per year while SSPX charges 0.55%. On a $10,000 position that is $3 vs $55 annually, a gap of $52 per year that compounds over a long holding period. On income, IVV currently yields 1.06% against 0.30% for SSPX.

You are not choosing between two funds in isolation.

Whichever of IVV and SSPX you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

IVVSSPX

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, IVV or SSPX?

IVV has an expense ratio of 0.03% while SSPX charges 0.55%. IVV is the cheaper option, by $52 a year on a $10,000 investment.

Which is riskier, IVV or SSPX?

SSPX has been the more volatile fund at 18.9% annualized versus 16.2% for IVV. Worst drawdown: IVV -24.5% vs SSPX -34.0%.

Should I hold both IVV and SSPX?

IVV and SSPX have a monthly-return correlation of 0.96, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.

Which pays a higher dividend, IVV or SSPX?

IVV yields 1.06% while SSPX yields 0.30%, so IVV currently pays the higher dividend yield.

Is SSPX better than IVV?

IVV has a lower expense ratio. IVV led over 1Y and the full window. The two have moved almost in lockstep, correlation 0.96. Which one suits a particular account depends on what it is for. This is information, not a recommendation.