IVV vs STCE
iShares Core S&P 500 ETF vs Schwab Crypto Thematic Natural Language Processing ETF
Quick Verdict
IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 508 holdings.
Side-by-Side Comparison
| Metric | IVV | STCE | Winner |
|---|---|---|---|
| Expense Ratio | 0.03% | 0.30% | |
| AUM | $907.0B | $214M | |
| Dividend Yield | 1.10% | 1.74% | |
| Holdings | 508 | 42 | |
| YTD Return | +12.28% | +0.05% | |
| 1Y Return | +20.94% | +20.30% | |
| 3Y Return (annualized) | +21.81% | +45.93% | |
| 5Y Return (annualized) | +13.05% | - | |
| Volatility (annualized) | 15.1% | 57.7% | |
| Max Drawdown | -56.5% | -54.1% | |
| Fund Family | iShares by BlackRock (US) | Charles Schwab Asset Management | |
| Category | Equity | Alternative | |
| Inception | May 15, 2000 | Aug 4, 2022 |
IVV vs STCE Performance
iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and Schwab Crypto Thematic Natural Language Processing ETF (STCE) is a ETF from Charles Schwab Asset Management. Over the past year IVV returned +20.94% while STCE returned +20.30%. Year to date, IVV is up 12.28% versus a gain of 0.05% for STCE.
Over three years, IVV compounded at +21.81% per year against +45.93% for STCE. Across the full 4-year window we track, STCE has the edge at +27.34% annualized vs +6.98%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
STCE has been the more volatile fund, with annualized monthly volatility of 57.7% compared with 15.1% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -56.5% for IVV and -54.1% for STCE. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.68. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
IVV charges 0.03% per year while STCE charges 0.30%. On a $10,000 position that is $3 vs $30 annually, a gap of $27 per year that compounds over a long holding period. On income, IVV currently yields 1.10% against 1.74% for STCE.
Holdings Overlap
IVV and STCE share 5 holdings out of 536 unique holdings combined, representing a 0.4% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, IVV or STCE?
IVV has an expense ratio of 0.03% while STCE charges 0.30%. IVV is the cheaper option. On a $10,000 investment, that is $27 per year of difference.
Which performed better, IVV or STCE?
Over the past year IVV returned +20.94% vs +20.30% for STCE, so IVV leads on 1-year performance. Over the longest common window we track (4 years), IVV annualized +6.98% vs +27.34% for STCE. Past performance does not guarantee future results.
Which is riskier, IVV or STCE?
STCE has been the more volatile fund at 57.7% annualized versus 15.1% for IVV. Worst drawdown: IVV -56.5% vs STCE -54.1%.
Should I hold both IVV and STCE?
IVV and STCE have a monthly-return correlation of 0.68, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between IVV and STCE?
IVV and STCE share 5 common holdings with a 0.4% weight overlap. Combined, they hold 536 unique securities.
Which pays a higher dividend, IVV or STCE?
IVV yields 1.10% while STCE yields 1.74%, so STCE currently pays the higher dividend yield.
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