SCHD vs STCE
Schwab US Dividend Equity ETF vs Schwab Crypto Thematic Natural Language Processing ETF
Which is better, SCHD or STCE?
Large Cap Value against Multi Alternative.
SCHD has a lower expense ratio. SCHD led over 1Y, STCE over 3Y and the full window. SCHD is less concentrated, with 41.5% of the fund in its ten largest positions against 49.5%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SCHD | STCE |
|---|---|---|
| Expense Ratio | 0.06%Best | 0.30% |
| AUM | $112.2B | $219M |
| Dividend Yield | 3.13% | 1.74% |
| Holdings | 103 | 37 |
| YTD Return | +27.56%Best | +7.12% |
| 1Y Return | +30.29%Best | +22.24% |
| 3Y Return (annualized) | +16.37% | +48.28%Best |
| 5Y Return (annualized) | +10.23% | - |
| Volatility (annualized) | 14.6%Best | 57.1% |
| Max Drawdown | -16.1%Best | -54.1% |
| $10,000 over 4.1 years | $16,267 | $28,560Best |
| Top 10 Weight | 41.5%Best | 49.5% |
| Fund Family | Charles Schwab Asset Management | Charles Schwab Asset Management |
| Category | Equity | Alternative |
| Style | Large Cap Value | Multi Alternative |
| Inception | Oct 20, 2011 | Aug 4, 2022 |
Volatility and max drawdown, and the $10,000 over 4.1 years row, are measured over the window both funds cover: Aug 4, 2022 to Sep 4, 2026 (4.1 years).
SCHD vs STCE growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 4.1 years both funds cover.
SCHD vs STCE Performance
Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management and Schwab Crypto Thematic Natural Language Processing ETF (STCE) is an ETF from Charles Schwab Asset Management. Over the past year SCHD returned +30.29% while STCE returned +22.24%. Year to date, SCHD is up 27.56% versus a gain of 7.12% for STCE.
Over three years, SCHD compounded at +16.37% per year against +48.28% for STCE. Across the full 4-year window we track, STCE has the edge at +29.17% annualized vs +12.60%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
STCE has been the more volatile fund, with annualized monthly volatility of 57.1% compared with 14.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -16.1% for SCHD and -54.1% for STCE. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.31. They move together some of the time, and apart the rest.
Fees and Cost Over Time
SCHD charges 0.06% per year while STCE charges 0.30%. On a $10,000 position that is $6 vs $30 annually, a gap of $24 per year that compounds over a long holding period. On income, SCHD currently yields 3.13% against 1.74% for STCE.
Holdings Overlap
We hold position weights for 100 holdings in SCHD and 36 in STCE, totalling 100.0% and 99.8% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 100 positions we hold weights for in SCHD and 36 in STCE, against full books of 103 and 37.
What only one of them owns
Our book lists 25 positions for STCE that do not appear in our book for SCHD (74.4% of the fund), and 99 for SCHD that do not appear in STCE (99.9%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of SCHD and STCE you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SCHD or STCE?
SCHD has an expense ratio of 0.06% while STCE charges 0.30%. SCHD is the cheaper option, by $24 a year on a $10,000 investment.
Which performed better, SCHD or STCE?
Over the past year SCHD returned +30.29% vs +22.24% for STCE, so SCHD leads on 1-year performance. Over the longest common window we track (4 years), SCHD annualized +12.60% vs +29.17% for STCE. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SCHD or STCE?
STCE has been the more volatile fund at 57.1% annualized versus 14.6% for SCHD. Worst drawdown: SCHD -16.1% vs STCE -54.1%.
Should I hold both SCHD and STCE?
SCHD and STCE have a monthly-return correlation of 0.31, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, SCHD or STCE?
SCHD yields 3.13% while STCE yields 1.74%, so SCHD currently pays the higher dividend yield.
Is STCE better than SCHD?
SCHD has a lower expense ratio. SCHD led over 1Y, STCE over 3Y and the full window. SCHD is less concentrated, with 41.5% of the fund in its ten largest positions against 49.5%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.