IVV vs STEN

Quick Verdict

IVV has a lower expense ratio. IVV offers more diversification with 505 holdings.

Lower Fees: IVVHigher Returns: TiedMore Diversified: IVV

Side-by-Side Comparison

MetricIVVSTENWinner
Expense Ratio0.03%0.50%
AUM$865.2B$38M
Dividend Yield1.09%0.17%
Holdings5088
YTD Return+13.80%+10.77%
1Y Return+23.70%-
3Y Return (annualized)+21.49%-
5Y Return (annualized)+13.43%-
Volatility (annualized)15.1%-
Max Drawdown-56.5%-6.2%
Fund FamilyiShares by BlackRock (US)iShares by BlackRock (US)
CategoryEquityAlternative
InceptionMay 15, 2000Sep 30, 2025

IVV vs STEN Performance

iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and iShares Large Cap 10% Target Buffer Sep ETF (STEN) is a ETF from iShares by BlackRock (US). Year to date, IVV is up 13.80% versus a gain of 10.77% for STEN.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -56.5% for IVV and -6.2% for STEN. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

IVV charges 0.03% per year while STEN charges 0.50%. On a $10,000 position that is $3 vs $50 annually, a gap of $47 per year that compounds over a long holding period. On income, IVV currently yields 1.09% against 0.17% for STEN.

Holdings Overlap

0.1%overlap

IVV and STEN share 1 holdings out of 506 unique holdings combined, representing a 0.1% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in IVVWeight in STENDifference
XTSLA0.15%1.34%1.19%

Frequently Asked Questions

Which is cheaper, IVV or STEN?

IVV has an expense ratio of 0.03% while STEN charges 0.50%. IVV is the cheaper option. On a $10,000 investment, that is $47 per year of difference.

What is the holdings overlap between IVV and STEN?

IVV and STEN share 1 common holdings with a 0.1% weight overlap. Combined, they hold 506 unique securities.

Which pays a higher dividend, IVV or STEN?

IVV yields 1.09% while STEN yields 0.17%, so IVV currently pays the higher dividend yield.

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