SCHD vs STEN
Schwab US Dividend Equity ETF vs iShares Large Cap 10% Target Buffer Sep ETF
Which is better, SCHD or STEN?
SCHD has been ahead.
SCHD has a lower expense ratio. SCHD led over 1Y.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SCHD | STEN |
|---|---|---|
| Expense Ratio | 0.06%Best | 0.50% |
| AUM | $112.1B | $37M |
| Dividend Yield | 3.00% | 0.17% |
| Holdings | 103 | 8 |
| YTD Return | +24.23%Best | +10.78% |
| 1Y Return | +27.90%Best | +12.75% |
| 3Y Return (annualized) | +15.55% | - |
| 5Y Return (annualized) | +9.97% | - |
| Fund Family | Charles Schwab Asset Management | iShares by BlackRock (US) |
| Category | Equity | Alternative |
| Style | Large Cap Value | - |
| Inception | Oct 20, 2011 | Sep 30, 2025 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window, Top 10 Weight.
SCHD vs STEN growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
SCHD vs STEN Performance
Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management and iShares Large Cap 10% Target Buffer Sep ETF (STEN) is an ETF from iShares by BlackRock (US). Over the past year SCHD returned +27.90% while STEN returned +12.75%. Year to date, SCHD is up 24.23% versus a gain of 10.78% for STEN.
Past performance does not guarantee future results.
Fees and Cost Over Time
SCHD charges 0.06% per year while STEN charges 0.50%. On a $10,000 position that is $6 vs $50 annually, a gap of $44 per year that compounds over a long holding period. On income, SCHD currently yields 3.00% against 0.17% for STEN.
Holdings Overlap
We hold position weights for 100 holdings in SCHD and 2 in STEN, totalling 100.0% and 100.3% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 100 positions we hold weights for in SCHD and 2 in STEN, against full books of 103 and 8.
You are not choosing between two funds in isolation.
Whichever of SCHD and STEN you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SCHD or STEN?
SCHD has an expense ratio of 0.06% while STEN charges 0.50%. SCHD is the cheaper option, by $44 a year on a $10,000 investment.
Which performed better, SCHD or STEN?
Over the past year SCHD returned +27.90% vs +12.75% for STEN, so SCHD leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which pays a higher dividend, SCHD or STEN?
SCHD yields 3.00% while STEN yields 0.17%, so SCHD currently pays the higher dividend yield.
Is STEN better than SCHD?
SCHD has a lower expense ratio. SCHD led over 1Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.