IVV vs SURI

IVV vs SURI

Which is better, IVV or SURI?

Large Cap Blend against Allocation/Balanced.

IVV has a lower expense ratio. IVV led over 3Y and the full window, SURI over 1Y.

Lower Fees: IVVHigher Returns: split

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricIVVSURI
Expense Ratio0.03%Best2.56%
AUM$876.4B$88M
Dividend Yield1.06%13.49%
Holdings50837
YTD Return+12.98%+13.08%Best
1Y Return+16.69%+26.63%Best
3Y Return (annualized)+23.02%Best+10.42%
5Y Return (annualized)+13.61%-
Volatility (annualized)12.4%Best30.3%
Max Drawdown-18.8%Best-47.8%
$10,000 over 3.6 years$19,475Best$12,280
Fund FamilyiShares by BlackRock (US)Simplify Exchange Traded Funds
CategoryEquityAllocation/Balanced
StyleLarge Cap BlendAllocation/Balanced
InceptionMay 15, 2000Feb 7, 2023

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown, and the $10,000 over 3.6 years row, are measured over the window both funds cover: Feb 8, 2023 to Sep 28, 2026 (3.6 years).

IVV vs SURI growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.6 years both funds cover.

IVV vs SURI Performance

iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US) and Simplify Propel Opportunities ETF (SURI) is an ETF from Simplify Exchange Traded Funds. Over the past year IVV returned +16.69% while SURI returned +26.63%. Year to date, IVV is up 12.98% versus a gain of 13.08% for SURI.

Over three years, IVV compounded at +23.02% per year against +10.42% for SURI. Across the full 4-year window we track, IVV has the edge at +20.34% annualized vs +5.87%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

SURI has been the more volatile fund, with annualized monthly volatility of 30.3% compared with 12.4% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -18.8% for IVV and -47.8% for SURI. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.45. They move together some of the time, and apart the rest.

Fees and Cost Over Time

IVV charges 0.03% per year while SURI charges 2.56%. On a $10,000 position that is $3 vs $256 annually, a gap of $253 per year that compounds over a long holding period. On income, IVV currently yields 1.06% against 13.49% for SURI.

Holdings Overlap

We hold position weights for 490 holdings in IVV and 26 in SURI, totalling 99.3% and 91.1% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

0 positions in common, counted across the 490 positions we hold weights for in IVV and 26 in SURI, against full books of 508 and 37.

You are not choosing between two funds in isolation.

Whichever of IVV and SURI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

IVVSURI

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, IVV or SURI?

IVV has an expense ratio of 0.03% while SURI charges 2.56%. IVV is the cheaper option, by $253 a year on a $10,000 investment.

Which performed better, IVV or SURI?

Over the past year IVV returned +16.69% vs +26.63% for SURI, so SURI leads on 1-year performance. Over the longest common window we track (4 years), IVV annualized +20.34% vs +5.87% for SURI. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, IVV or SURI?

SURI has been the more volatile fund at 30.3% annualized versus 12.4% for IVV. Worst drawdown: IVV -18.8% vs SURI -47.8%.

Should I hold both IVV and SURI?

IVV and SURI have a monthly-return correlation of 0.45, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, IVV or SURI?

IVV yields 1.06% while SURI yields 13.49%, so SURI currently pays the higher dividend yield.

Is SURI better than IVV?

IVV has a lower expense ratio. IVV led over 3Y and the full window, SURI over 1Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.