SCHD vs SURI
Schwab US Dividend Equity ETF vs Simplify Propel Opportunities ETF
Which is better, SCHD or SURI?
Large Cap Value against Allocation/Balanced.
SCHD has a lower expense ratio. SCHD led over 3Y and the full window, SURI over 1Y.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SCHD | SURI |
|---|---|---|
| Expense Ratio | 0.06%Best | 2.56% |
| AUM | $112.1B | $88M |
| Dividend Yield | 3.00% | 13.49% |
| Holdings | 103 | 37 |
| YTD Return | +21.33%Best | +20.96% |
| 1Y Return | +25.15% | +37.70%Best |
| 3Y Return (annualized) | +15.43%Best | +13.25% |
| 5Y Return (annualized) | +9.32% | - |
| Volatility (annualized) | 13.5%Best | 29.6% |
| Max Drawdown | -16.1%Best | -47.8% |
| $10,000 over 3.6 years | $14,664Best | $13,140 |
| Fund Family | Charles Schwab Asset Management | Simplify Exchange Traded Funds |
| Category | Equity | Allocation/Balanced |
| Style | Large Cap Value | Allocation/Balanced |
| Inception | Oct 20, 2011 | Feb 7, 2023 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 3.6 years row, are measured over the window both funds cover: Feb 8, 2023 to Sep 24, 2026 (3.6 years).
SCHD vs SURI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.6 years both funds cover.
SCHD vs SURI Performance
Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management and Simplify Propel Opportunities ETF (SURI) is an ETF from Simplify Exchange Traded Funds. Over the past year SCHD returned +25.15% while SURI returned +37.70%. Year to date, SCHD is up 21.33% versus a gain of 20.96% for SURI.
Over three years, SCHD compounded at +15.43% per year against +13.25% for SURI. Across the full 4-year window we track, SCHD has the edge at +11.22% annualized vs +7.88%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SURI has been the more volatile fund, with annualized monthly volatility of 29.6% compared with 13.5% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -16.1% for SCHD and -47.8% for SURI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.46. They move together some of the time, and apart the rest.
Fees and Cost Over Time
SCHD charges 0.06% per year while SURI charges 2.56%. On a $10,000 position that is $6 vs $256 annually, a gap of $250 per year that compounds over a long holding period. On income, SCHD currently yields 3.00% against 13.49% for SURI.
Holdings Overlap
We hold position weights for 100 holdings in SCHD and 26 in SURI, totalling 100.0% and 91.1% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 100 positions we hold weights for in SCHD and 26 in SURI, against full books of 103 and 37.
You are not choosing between two funds in isolation.
Whichever of SCHD and SURI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SCHD or SURI?
SCHD has an expense ratio of 0.06% while SURI charges 2.56%. SCHD is the cheaper option, by $250 a year on a $10,000 investment.
Which performed better, SCHD or SURI?
Over the past year SCHD returned +25.15% vs +37.70% for SURI, so SURI leads on 1-year performance. Over the longest common window we track (4 years), SCHD annualized +11.22% vs +7.88% for SURI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SCHD or SURI?
SURI has been the more volatile fund at 29.6% annualized versus 13.5% for SCHD. Worst drawdown: SCHD -16.1% vs SURI -47.8%.
Should I hold both SCHD and SURI?
SCHD and SURI have a monthly-return correlation of 0.46, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, SCHD or SURI?
SCHD yields 3.00% while SURI yields 13.49%, so SURI currently pays the higher dividend yield.
Is SURI better than SCHD?
SCHD has a lower expense ratio. SCHD led over 3Y and the full window, SURI over 1Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.